355 Eddy St, Scotia, CA 95565 Property Records

Humboldt County property record for 355 Eddy St, Scotia, CA 95565

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,791 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Nov 2017)
Tax Bill	$1,775 (2025)
Deeds & Mortgages	May 2023 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205-411-008-000`

Property Details

APN / Parcel Number

Primary APN	`205-411-008-000`
Alternative APN	`205-411-008`

Exterior

Lot Area	4,791 sqft (0.11 acres)

Location & Zoning

Street Address	355 EDDY ST
City	SCOTIA
State	CA
Zip	95565-9751
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36, TR0649 TOWN OF SCOTIA PH1 BK 25MAPS54-65
Legal Subdivision	TRACT NO 649
Legal Tract	0649
Legal Block	4
Legal Lot Number	36
Jurisdiction	HUMBOLDT CA
Township / Civil Division	GARBERVILLE
Census Block Group	4
Census Block	4052
Census Tract	11100

Owner

Source: Humboldt County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	355 EDDY ST, SCOTIA, CA 95565-9751
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 10, 2020	Quit Claim Deed, Transfer COAST CTRL CU
Nov 16, 2017	Grant Deed, Transfer · Conventional with PMI COAST CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2017 · Amount on Record
Deed Sale	Nov 16, 2017 · Amount on Record
Deed Document Number	201720739
Last Transfer Date	Jun 7, 2024
Transfer Doc	0000007691
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUMBOLDT CA
Property Address	355 EDDY ST, SCOTIA, CA 95565-9751
Transaction Type	Mortgage
Record Updated	Aug 1, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 262, SCOTIA, CA 95565-0262

Mortgage

Document Number	0000006148
Date	May 15, 2023
Instrument	2023-006148

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Mar 10, 2020
Property Address	355 EDDY ST, SCOTIA, CA 95565
Document Number	0000004129
Instrument Date	Feb 27, 2020
Instrument	4129
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	HUMBOLDT LAND TITLE COMPANY, HUMBOLDT LAND TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	355 EDDY ST SCOTIA CA 95565, SCOTIA, CA 95565

Mortgage

Document Number	4130
Date	Mar 10, 2020
Instrument	4130

Lender

Name	COAST CTRL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUMBOLDT CA
Recording Date	Nov 16, 2017
Property Address	355 EDDY ST, SCOTIA, CA 95565
Document Number	0000020739
Instrument Date	Nov 6, 2017
Instrument	20739
Transaction Type	Transfer
Record Updated	Dec 11, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$159.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 262 SCOTIA CA 955650262, SCOTIA, CA 95565-0262

Mortgage

Document Number	20740
Date	Nov 16, 2017
Instrument	20740

Lender

Name	COAST CTRL CU
Type	Credit Union
Address	EUREKA, CA 95501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2047

Tax Assessment & Valuation

Source: Humboldt County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	California
County	Humboldt County
Secondary School District	Fortuna Union High School District (09 - 12)
Elementary School District	Scotia Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,775.00 (+7.38%) Homeowner's exemption	$169,225 (+6.72%) Land $79,646 Building $89,579
2024	$1,653.00 (+1.66%)
2023	$1,626.00 (+0.93%) Homeowner's exemption	$158,576 Land $76,554 Building $82,022
2022	$1,611.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	9 (1986–1997)
Most Recent Claim	Jan 1997 · Severe Storms, Flooding, Mud And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTIA CSD private · serves 681 people · EPA ID CA1210010
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity not recorded as resolved · Mar 2026
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024 Coliform assessment Jun 2019
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
101Netlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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