Montgomery County property record for 356 Cumberland Trl, Conroe, TX 77302
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,494 sqft · built 1974 |
| Lot Size | 0.227 acres (9,906 sqft) |
| Owner | Individual Name on File |
| Last Sale | $184,400 (Sep 2010) |
| Tax Bill | $1,637 (2025) |
| Deeds & Mortgages | Oct 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 8320-08-24700 |
| Primary APN | 8320-08-24700 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,494 sqft Living Area |
| 1st Floor Area | 1,400 sqft |
| 2nd Floor Area | 1,094 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,906 sqft (0.227 acres) |
| View / Lot | Primary |
| Garage Type | Detached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 356 CUMBERLAND TRL |
|---|---|
| City | CONROE |
| State | TX |
| Zip | 77302-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | RIVER PLANTATION 08, LOT 247 |
| Legal Subdivision | RIVER PLANTATION 08 |
| Legal Lot Number | 247 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 693202 |
356 Cumberland Trl is owned and occupied by an individual who bought it in September 2010.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 356 CUMBERLAND TRL, CONROE, TX 77302-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2010 · Amount on File |
| Deed Sale | Sep 10, 2010 · Amount on File |
| Prior Sale | Aug 5, 2004 |
| Deed Document Number | 201080748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 356 CUMBERLAND TRL, CONROE, TX 77302-2906 |
| Document Number | 0000118313 |
| Instrument Date | Oct 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 356 CUMBERLAND TRL CONROE TX 773022906, CONROE, TX 77302-2906 |
| Document Number | 0000118313 |
|---|---|
| Date | Oct 19, 2020 |
| Instrument | 118313 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 18, 2050 |
| Rate | 2.75% |
|---|
The 2025 property tax bill for 356 Cumberland Trl was $1,637 with exemptions applied, down 16.6% from the year before.
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,000 (-21.74%) Land $10,897 Building $185,103 | $196,000 (-21.74%) Land $10,897 Building $185,103 | |
| 2025 | $1,637.00 (-16.56%) Homeowner's exemption Senior Citizen's exemption | $250,439 (+3.08%) Land $10,897 Building $239,542 | $250,439 (-4.98%) Land $10,897 Building $239,542 |
| 2024 | $1,962.00 (+4.25%) Homeowner's exemption Senior Citizen's exemption | $242,946 (+1%) Land $10,897 Building $252,676 | $263,573 (-0.43%) Land $10,897 Building $252,676 |
| 2023 | $1,882.00 Homeowner's exemption | $220,860 Land $10,900 Building $253,800 | $264,700 Land $10,900 Building $253,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 356 Cumberland Trl in Zone X, an area of minimal flood risk, though there have been 94 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 161 policies |
| Nearby Flood Policies | 161 in force |
| Nearby Flood Claims | 94 (2016–2025) |
| Claims Outside the SFHA | 12 of 94 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 356 Cumberland Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PLANTATION UTILITY DISTRICT serves 1,881 people · EPA ID TX1700283 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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