Montgomery County property record for 355 Cumberland Trl, Conroe, TX 77302
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,004 sqft · built 1973 |
| Lot Size | 0.298 acres (12,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $483,787 (Nov 2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8320-07-00500 |
| Primary APN | 8320-07-00500 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,004 sqft Living Area |
| 1st Floor Area | 3,004 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 12,984 sqft (0.298 acres) |
| View / Lot | Primary |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 320 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 355 CUMBERLAND TRL |
|---|---|
| City | CONROE |
| State | TX |
| Zip | 77302-2909 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | RIVER PLANTATION 07, LOT 5 |
| Legal Subdivision | RIVER PLANTATION 07 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY TX |
| Township / Civil Division | SOUTHEAST MONTGOMERY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 693202 |
355 Cumberland Trl is owned and occupied by two individuals who bought it in November 2025.
Source: Montgomery County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 355 CUMBERLAND TRL, CONROE, TX 77302-2909 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Vendor's Lien, Transfer · Conventional Mortgage US BANK NA |
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Nov 20, 2017 | Vendor's Lien, Transfer · VA Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2025 · Amount on File |
| Deed Sale | Nov 10, 2025 · Amount on File |
| Prior Sale | Nov 20, 2017 · Amount on File |
| Deed Document Number | 2025115818 |
| Prior Transfer Date | Jul 21, 1998 |
| Prior Transfer Doc | 0000054569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Nov 10, 2025 |
| Property Address | 355 CUMBERLAND TRL, CONROE, TX 77302-2909 |
| Document Number | 0000115818 |
| Map Reference | VOL 9 PG 14 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 2025115818 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Title Company | INDEPENDENCE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 CUMBERLAND TRL, CONROE, TX 77302-2909 |
| Document Number | 0000115819 |
|---|---|
| Date | Nov 10, 2025 |
| Instrument | 2025115819 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Property Address | 355 CUMBERLAND TRL, CONROE, TX 77302-2909 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | FATICO |
| Name | Verified Name |
|---|
| Document Number | 0000149615 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020149615 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | MONTGOMERY TX |
| Recording Date | Nov 20, 2017 |
| Property Address | 355 CUMBERLAND TRL, CONROE, TX 77302-2909 |
| Document Number | 0000105162 |
| Map Reference | CAB A SH7 |
| Instrument Date | Nov 17, 2017 |
| Instrument | 2017105162 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 355 CUMBERLAND TRL, CONROE, TX 77302-2909 |
| Document Number | 0000105163 |
|---|---|
| Date | Nov 20, 2017 |
| Instrument | 2017105163 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Montgomery County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Montgomery County |
| Unified School District | Conroe Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $388,946 (+9.38%) Land $14,282 Building $374,664 | $388,946 (+9.38%) Land $14,282 Building $374,664 | |
| 2025 | $355,588 Land $14,282 Building $341,306 | $355,588 Land $14,282 Building $341,306 | |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $308,800 Land $14,280 Building $350,700 | $364,980 Land $14,280 Building $350,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 355 Cumberland Trl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 116 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 116 in force |
| Nearby Flood Claims | 4 (2016–2024) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 355 Cumberland Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST PLANTATION UTILITY DISTRICT serves 1,881 people · EPA ID TX1700283 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Tachus Fiber Internet Fiber | 8,000 / 8,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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