356 Central Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 356 Central Ave, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	1 ba · 1,160 sqft · built 1928
Lot Size	0.05 acres (2,175 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Mar 2020)
Tax Bill	$896 (2026)
Deeds & Mortgages	Jan 2019 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-019695`

Property Details

APN / Parcel Number

Primary APN	`25-019695`
Alternative APN	`019695`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,160 sqft Total Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,175 sqft (0.05 acres)
Lot Dimensions	141 ft deep x 15 ft wide
Porch	Slab
Porch Area	97 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	019695
Street Address	356 CENTRAL AVE
City	HAGERSTOWN
State	MD
Zip	21740-3613
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMED
Legal Description	1/2 LOT 4 0.048AC 356 CENTRAL AVE
Legal Lot Number	4
Jurisdiction	WASHINGTON MD
Township / Civil Division	25, HAGERSTOWN
Census Block Group	1
Census Block	1040
Census Tract	301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	356 CENTRAL AVE, HAGERSTOWN, MD 21740-3613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2019	Deed of Trust, Mortgage PATRIOT FCU
Mar 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HOPE TREE HOME LNS
Mar 9, 2020	Grant Deed, Transfer GLOBAL TITLE COMPANY, GLOBAL TITLE CO
Feb 5, 2020	Quit Claim Deed, Transfer GLOBAL TITLE SERVICES LLC, GLOBAL TITLE SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2020 · Amount on Record
Deed Sale	Mar 9, 2020 · Amount on Record
Prior Sale	Oct 13, 1988 · Amount on Record
Deed Book / Page	6198 / 251
Prior Transfer Date	Aug 8, 2016
Prior Transfer Doc	0053900157
Record Updated	Oct 29, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	356 CENTRAL AVE, HAGERSTOWN, MD 21740-3613
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059020354
Date	Jan 9, 2019
Book Page	5902/0354

Lender

Name	PATRIOT FCU
Type	Credit Union
Address	CHAMBERSBURG, PA 17201

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 15, 2029

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	356 CENTRAL AVE, HAGERSTOWN, MD 21740-3613
Document Number	0061980257
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Apr 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 CENTRAL AVE HAGERSTOWN MD 217403613, HAGERSTOWN, MD 21740-3613

Mortgage

Document Number	0061980257
Date	Mar 9, 2020
Book Page	006198/000257

Lender

Name	HOPE TREE HOME LNS
Type	Funding / Finance Company
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 9, 2020
Property Address	356 CENTRAL AVE, HAGERSTOWN, MD 21740-3613
Document Number	0061980251
Book / Page	006198 / 000251
Instrument Date	Mar 2, 2020
Transaction Type	Transfer
Record Updated	Apr 16, 2020
Title Company	GLOBAL TITLE COMPANY, GLOBAL TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4067 FREDERICK MD 217054067, FREDERICK, MD 21705-4067

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 5, 2020
Property Address	356 CENTRAL AVE, HAGERSTOWN, MD 21740-3613
Document Number	0061740488
Book / Page	006174 / 000488
Instrument Date	Jan 28, 2020
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	GLOBAL TITLE SERVICES LLC, GLOBAL TITLE SVCS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	356 CENTRAL AVE HAGERSTOWN MD 217403613, HAGERSTOWN, MD 21740-3613

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$896.00 (+4.31%)	$98,333 (+4.28%)	$106,400 (+12.83%) Land $25,000 Building $81,400
2025	$859.00 (+8.6%)	$94,300 (+18.72%) Land $25,000 Building $69,300	$94,300 (-) Land $25,000 Building $69,300
2024	$791.00 (+8.95%)
2023	$726.00	$79,433	$94,300 Land $25,000 Building $69,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1985)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: EarthLink Business, MN FWA Buyer.

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