352 Central Ave, Hagerstown, MD 21740 Property Records

Washington County property record for 352 Central Ave, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	1 ba · 1,040 sqft · built 1927
Lot Size	0.1 acres (4,350 sqft)
Owner	Company Name on Record
Last Sale	$185,000 (Dec 2021)
Tax Bill	$2,429 (2026)
Deeds & Mortgages	Nov 2022 Mortgage Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-006275`

Property Details

APN / Parcel Number

Primary APN	`25-006275`
Alternative APN	`006275`

Interior

Full Baths	1 Bath
Units	2 Units
Stories	2 Stories
Building Area	1,040 sqft Total Area

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,350 sqft (0.1 acres)
Lot Dimensions	145 ft deep x 30 ft wide

Exterior Amenities

Porch	Slab
Porch Area	274 sqft
Deck Area	48 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	006275
Street Address	352 CENTRAL AVE
City	HAGERSTOWN
State	MD
Zip	21740-3613
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMED
Legal Description	LOT 5 30X145 352-354 CENTRAL AVE
Legal Subdivision	CITIZENS DEV CO HAGERSTOWN
Legal Lot Number	5
Jurisdiction	WASHINGTON MD
Township / Civil Division	25, HAGERSTOWN
Census Block Group	1
Census Block	1040
Census Tract	301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	43173 QUILTING LN, CHANTILLY, VA 20152-3427
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Deed of Trust, Mortgage · Commercial Mortgage BANK OF CLARKE COUNTY
Dec 21, 2021	Deed, Transfer · Conventional Mortgage VELLUM MORTGAGE LLC
May 8, 2020	Grant Deed, Transfer COLONY TITLE GROUP LIMITED, COLONY TITLE GRP LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	May 8, 2020 · Amount on Record
Deed Book / Page	6875 / 69
Transfer Doc	0000009568
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	352 CENTRAL AVE, HAGERSTOWN, MD 21740-3613
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071440174
Date	Nov 14, 2022
Book Page	7144/174

Lender

Name	BANK OF CLARKE COUNTY
Type	Bank
Address	WINCHESTER, VA 22601

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Dec 21, 2021
Property Address	352 CENTRAL AVE, HAGERSTOWN, MD 21740-3613
Document Number	0068750069
Book / Page	6875 / 69
Map Reference	LB 96 FO 700
Instrument Date	Dec 10, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PREMIER STLMTS & TTL SVCS LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	43173 QUILTING LN, CHANTILLY, VA 20152-3427

Mortgage

Document Number	0000687575
Date	Dec 21, 2021
Instrument	6875/75

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHINGTON MD
Recording Date	May 8, 2020
Property Address	352 CENTRAL AVE, HAGERSTOWN, MD 21740-3613
Document Number	0062470196
Book / Page	006247 / 000196
Instrument Date	Apr 13, 2020
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	COLONY TITLE GROUP LIMITED, COLONY TITLE GRP LTD

Transaction

Amount	Amount Recorded
Tax	$160.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	352-354 CENTRAL AVE HAGERSTOWN MD 217403613, HAGERSTOWN, MD 21740-3613

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,429.00 (+4.29%)	$266,600 (+4.26%)	$288,400 (+12.79%) Land $40,000 Building $248,400
2025	$2,329.00 (+50.36%)	$255,700 (+51.03%) Land $40,000 Building $215,700	$255,700 (-) Land $40,000 Building $215,700
2023	$1,549.00	$169,300	$255,700 Land $40,000 Building $215,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–1985)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Feb 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 951 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Xfinity Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: EarthLink Business, MN FWA Buyer.

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