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356 Boca Chica Rd, Key West, FL 33040 Property Records

Monroe County property record for 356 Boca Chica Rd, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,654 sqft · built 1999
Lot Size0.399 acres (17,400 sqft)
Owner2 Individual Names on Record
Last Sale$950,000 (Nov 2020)
Tax Bill$5,132 (2024)
Deeds & MortgagesJun 2021 Mortgage
Nov 2020 Sale & Mortgage
Flood ZoneZone VE (high risk)
APN00122870-000000

Property Details

APN / Parcel Number

Primary APN00122870-000000
Alternative APNs
  • 33672600122870000000
  • 1157121

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,654 sqft Living Area
Gross Area4,235 sqft
1st Floor Area1,832 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area17,400 sqft (0.399 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area1,581 sqft
PorchFlorida Room
Porch Area1,410 sqft
Patio Area1,639 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1157121
Street Address356 BOCA CHICA RD
CityKEY WEST
StateFL
Zip33040-6358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF
Legal Description33 67 26 PT GOVT LT 6 BOCA CHICA OR128-378/379 OR694-324/325 OR1274-1420/21 OR2504-504/06 OR2845-926/27 OR3057-1827
Legal Range26E
Legal Township67S
Legal Section33
Legal SubdivisionEAST ROCKLAND KEY
Legal Lot Number6
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2035
Census Tract971700

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address356 BOCA CHICA RD, KEY WEST, FL 33040-6358
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 19, 2020Warranty Deed, Transfer · Commercial Mortgage
GULF ATLANTIC BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2020 · Amount on Record
Deed SaleNov 19, 2020 · Amount on Record
Prior SaleSep 1, 1993 · Amount on Record
Deed Document Number20202291472
Deed Book / Page3057 / 1827
Prior Transfer DateFeb 10, 2011
Prior Transfer Doc0025040504
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address356 BOCA CHICA RD, KEY WEST, FL 33040-6358
Transaction TypeMortgage
Record UpdatedJul 16, 2021
Title CompanyMIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address356 BOCA CHICA RD, KEY WEST, FL 33040-6358

Mortgage

Document Number0031090547
DateJun 30, 2021
Book Page3109/547
Instrument2327943
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateNov 19, 2020
Property Address356 BOCA CHICA RD, KEY WEST, FL 33040-6358
Document Number0030571827
Book / Page3057 / 1827
Instrument DateNov 19, 2020
Instrument2291472
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address356 BOCA CHICA RD, 356, KEY WEST, FL 33040-6358

Transferred To (Grantee/Buyer)

NameVerified Name
Address1205 19TH TER, KEY WEST, FL 33040-4544

Mortgage

Document Number0030571829
DateNov 19, 2020
Instrument3057/1829
Lender
NameGULF ATLANTIC BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$602,475 (+5.99%)$1,129,097 (+3.21%) Land $643,800 Building $485,297
2024$5,132.00 (+4.39%)
2023$4,916.00 (+2.87%) Homeowner's exemption$568,443 (+3%)$1,094,003 (-0.05%) Land $643,800 Building $450,203
2022$4,779.00 Homeowner's exemption$551,887$1,094,597 Land $643,800 Building $450,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

May also be available: Hotwire Communications.

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