354 Boca Chica Rd, Key West, FL 33040 Property Records

Monroe County property record for 354 Boca Chica Rd, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,316 sqft · built 2020
Lot Size0.173 acres (7,540 sqft)
Owner2 Individual Names on Record
Last Sale$231,000 (Aug 1999)
Tax Bill$2,385 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone AE (high risk)
APN00122890-000000

Property Details

APN / Parcel Number

Primary APN00122890-000000
Alternative APNs
  • 33672600122890000000
  • 1157147

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories3 Stories
Building Area1,316 sqft Living Area
1st Floor Area616 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialCombination
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area7,540 sqft (0.173 acres)
View / LotWaterfront
Garage TypeCovered
Garage Area496 sqft

Exterior Amenities

PorchSlab
Porch Area168 sqft
Deck AreaDeck Area
Patio Area210 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1157147
Street Address354 BOCA CHICA RD
CityKEY WEST
StateFL
Zip33040-6358
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMF
Legal Description33 67 26 BOCA CHICA PT LOT 6 OR121-499/500 OR693-544Q OR1461-749/56EST-PROB #97-155-CP-10 OR1477-1792/94P/R OR1486-508/10C OR1493-624/25Q/C OR1517-28/29 OR1589-2133/34
Legal Range26E
Legal Township67S
Legal Section33
Legal SubdivisionEAST ROCKLAND KEY
Legal Lot Number6
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group2
Census Block2035
Census Tract971700

Owner

Source: Monroe County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address354 BOCA CHICA RD, KEY WEST, FL 33040-6358
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 1999 · Amount on Record
Deed SaleAug 3, 1999 · Amount on Record
Prior SaleMay 27, 1998 · Amount on Record
Deed Book / Page1589 / 2133
Prior Transfer DateOct 1, 1997
Prior Transfer Doc0014930624
Record UpdatedOct 29, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address354 BOCA CHICA RD, KEY WEST, FL 33040-6358
Transaction TypeMortgage
Record UpdatedDec 21, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029901662
DateOct 23, 2019
Book Page2990/1662
Instrument2241426
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,385.00 (+5.72%) Homeowner's exemption$251,236 (+5.99%)$636,090 (+3.4%) Land $334,776 Building $301,314
2024$2,256.00 (+6.82%)
2023$2,112.00 (+3.13%) Homeowner's exemption$237,045 (+3%)$615,191 (+0.01%) Land $334,776 Building $280,415
2022$2,048.00 Homeowner's exemption$230,141$615,112 Land $334,776 Building $280,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 203 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies203 in force
Nearby Flood Claims296 (1980–2020)
Most Recent ClaimSep 2020 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 51 claims
  • Hurricane Wilma, Oct 2005 · 166 claims
  • Hurricane Georges, Sep 1998 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

May also be available: Hotwire Communications.

Nearby Properties on Boca Chica Rd

Nearby Streets

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