3559 Saxony Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3559 Saxony Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,256 sqft · built 2015
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Nov 2020)
Tax Bill	$4,956 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Feb 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-0180-0001-5460`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0180-0001-5460`
Alternative APN	`263027018000015460`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,256 sqft Living Area
Gross Area	4,010 sqft
1st Floor Area	1,446 sqft
Upper Floors Area	1,810 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	478 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3559 SAXONY LN
City	SAINT CLOUD
State	FL
Zip	34772-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD POND PH 4B PB 23 PG 1-4 LOT 546
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PH 4B
Legal Phase	4B
Legal Tract	180
Legal Block	5460
Legal Lot Number	546
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2000
Census Tract	43207

Owner

Source: Osceola County assessment roll, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3559 SAXONY LN, SAINT CLOUD, FL 34772-7837
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 20, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 1, 2017	Deed of Trust, Mortgage · VA Mortgage MAJESTIC HM LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Prior Sale	Nov 2, 2015 · Amount on Record
Deed Document Number	2020152977
Deed Book / Page	5829 / 1161
Prior Transfer Date	Feb 8, 2019
Prior Transfer Doc	0054792681
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 9, 2020
Property Address	3559 SAXONY LN, SAINT CLOUD, FL 34772-7837
Document Number	0058291161
Book / Page	5829 / 1161
Map Reference	MB 23 PG 1-4
Instrument Date	Nov 6, 2020
Instrument	2020152977
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	NONA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 DENBY CIR, 84, CLAYTON, NC 27527-9762

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 SAXONY LN, SAINT CLOUD, FL 34772-7837

Mortgage

Document Number	0058291163
Date	Nov 9, 2020
Instrument	5829/1163

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 20, 2019
Property Address	3559 SAXONY LN, SAINT CLOUD, FL 34772-7837
Document Number	0054792681
Book / Page	005479 / 002681
Instrument Date	Feb 8, 2018
Instrument	21878
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 SAXONY LN ST CLOUD FL 347727837, ST CLOUD, FL 34772-7837

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3559 SAXONY LN, SAINT CLOUD, FL 34772-7837
Document Number	0051150552
Book / Page	005115 / 000552
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Apr 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	3559 SAXONY LN ST CLOUD FL 347727837, ST CLOUD, FL 34772-7837

Mortgage

Document Number	0051150552
Date	Mar 10, 2017
Book Page	005115/000552
Instrument	38154

Lender

Name	MAJESTIC HM LNS
Type	Funding / Finance Company
Address	ONTARIO, CA 91761

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 9, 2047

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,956.00 (+3.44%) Homeowner's exemption	$319,782 (+5.99%)	$410,100 (-3.57%) Land $70,000 Building $340,100
2024	$4,791.00 (+2.5%)
2023	$4,674.00 (+3.43%) Homeowner's exemption	$301,719 (+3%)	$425,300 (+15.32%) Land $60,000 Building $365,300
2022	$4,519.00 Homeowner's exemption	$292,932	$368,800 Land $55,000 Building $313,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: AT&T, Xfinity.

Nearby Properties on Saxony Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures