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3551 Saxony Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3551 Saxony Ln, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,820 sqft · built 2015
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$200,900 (Sep 2015)
Tax Bill$2,978 (2025)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN27-26-30-0180-0001-5730

Property Details

APN / Parcel Number

Primary APN27-26-30-0180-0001-5730
Alternative APN
  • 263027018000015730

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,820 sqft Living Area
Gross Area2,300 sqft
1st Floor Area1,820 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area40 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3551 SAXONY LN
CitySAINT CLOUD
StateFL
Zip34772-7837
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMALLARD POND PH 4B PB 23 PG 1-4 LOT 573
Legal Range30E
Legal Township26S
Legal Section27
Legal SubdivisionMALLARD POND PH 4B
Legal Phase4B
Legal Tract180
Legal Block5730
Legal Lot Number573
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2005
Census Tract43207

Owner

3551 Saxony Ln is owned and occupied by two individuals who acquired it in September 2020.

Source: Osceola County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address3551 SAXONY LN, SAINT CLOUD, FL 34772-7837
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2015 · Amount on File
Deed SaleSep 8, 2015 · Amount on File
Deed Document Number2015133290
Deed Book / Page4837 / 2896
Last Transfer DateSep 11, 2020
Transfer Doc0058780440
Record UpdatedOct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOSCEOLA FL
Recording DateJan 27, 2021
Property Address3551 SAXONY LN, SAINT CLOUD, FL 34772-7837
Document Number0058780440
Book / Page5878 / 440
Map ReferenceMB 23 PG 1
Instrument DateSep 11, 2020
Instrument2021011870
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3551 SAXONY LN, 3551, SAINT CLOUD, FL 34772-7837

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3551 SAXONY LN, SAINT CLOUD, FL 34772-7837

Mortgage

Document Number0005878443
DateJan 27, 2021
Instrument5878/443
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueOct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3551 Saxony Ln was $2,978 with a homeowner's exemption.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,978.00 Homeowner's exemption$209,260$321,500 Land $70,000 Building $251,500
2023$2,796.00 (+3.75%) Homeowner's exemption$197,440 (+3%)$306,500 (+14.88%) Land $60,000 Building $246,500
2022$2,695.00 Homeowner's exemption$191,690$266,800 Land $55,000 Building $211,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3551 Saxony Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3551 Saxony Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area		2,000 / 1,000
Spectrum
Cable		1,000 / 50

May also be available: AT&T, Xfinity.

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