Kenton County property record for 3559 Donegal Ct, Covington, KY 41015 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2006 |
| Square Footage | 2,077 sqft Finished Area |
| Lot Size | 20,909 sqft (0.48 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $315,000 (2020) |
| Tax Bill | $4,265.00 (2025) |
| Primary APN | 072-00-03-101.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,077 sqft Finished Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Concrete Foundation |
| Lot Area | 20,909 sqft (0.48 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Old Parcel Number | 0720003101.00 |
|---|---|
| Street Address | 3559 DONEGAL CT |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2427 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ASHFORD VILLAGE SEC 3 LOT 101 |
| Legal Subdivision | ASHFORD VILLAGE |
| Legal Phase | 3 |
| Legal Lot Number | 101 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | INDEPENDENCE |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 65800 |
Source: Kenton County records · APN 072-00-03-101.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3559 DONEGAL CT, COVINGTON, KY 41015-2427 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 09, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 06, 2020 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 06, 2020 · Amount on Record |
| Deed Sale | Aug 06, 2020 · Amount on Record |
| Prior Sale | Jul 07, 2016 · Amount on Record |
| Deed Doc Number | 0000035849 |
| Deed Book / Page | 35 / 849 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3559 DONEGAL CT, COVINGTON, KY 41015-2427 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0005900071 |
|---|---|
| Date | Oct 09, 2025 |
| Book Page | KCM 694/123 |
| Instrument | 25100905900071 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 26, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Aug 06, 2020 |
| Property Address | 3559 DONEGAL CT, COVINGTON, KY 41015-2427 |
| Document Number | 0000000097 |
| Book / Page | 000035 / 000849 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 97 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | LAWYERS TITLE/CINCINNATI INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3559 DONEGAL CT COVINGTON KY 410152427, COVINGTON, KY 41015-2427 |
| Document Number | 98 |
|---|---|
| Date | Aug 06, 2020 |
| Book Page | 000M79/000305 |
| Instrument | 98 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 05, 2050 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,265.00 (+7.3%) | $366,800 (+16.44%) Land $45,000 Building $321,800 | $366,800 (+16.44%) Land $45,000 Building $321,800 |
| 2023 | $3,975.00 | $315,000 Land $40,000 Building $275,000 | $315,000 Land $40,000 Building $275,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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