3549 Donegal Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3549 Donegal Ct, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,496 sqft · built 2004
Lot Size	0.319 acres (13,939 sqft)
Owner	Owner Name on File
Last Sale	$224,900 (Jul 2008)
Tax Bill	$4,119 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072-00-03-099.00`

Property Details

APN / Parcel Number

Primary APN	`072-00-03-099.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,496 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0720003099.00
Street Address	3549 DONEGAL CT
City	COVINGTON
State	KY
Zip	41015-2427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD VILLAGE SEC 3 LOT 99
Legal Subdivision	ASHFORD VILLAGE
Legal Phase	3
Legal Lot Number	99
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1025
Census Tract	65800

Owner

Source: Kenton County records · APN 072-00-03-099.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	3549 DONEGAL CT, COVINGTON, KY 41015-2427
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 31, 2008 · Amount on Record
Deed Sale	Jul 31, 2008 · Amount on Record
Prior Sale	Jul 28, 2004 · Amount on Record
Deed Document Number	0002355264
Deed Book / Page	2355 / 264
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	3549 DONEGAL CT, COVINGTON, KY 41015-2427
Transaction Type	Mortgage
Record Updated	Oct 29, 2025
Title Company	GRACE TITLE GROUP INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900132
Date	Oct 20, 2025
Book Page	KCM 697/917
Instrument	25102005900132

Lender

Name	L&N FCU
Type	Credit Union
Address	LOUISVILLE, KY 40229

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 19, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,119.00 (+26.23%)	$354,200 (+36.97%) Land $45,000 Building $309,200	$354,200 (+36.97%) Land $45,000 Building $309,200
2023	$3,263.00	$258,600 Land $40,000 Building $218,600	$258,600 Land $40,000 Building $218,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.