3558 Westbrook Dr, Chipley, FL 32428 Property Records

Washington County property record for 3558 Westbrook Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,771 sqft · built 1986
Lot Size	0.651 acres (28,358 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2023)
Tax Bill	$2,411 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-0375-0028`

Property Details

APN / Parcel Number

Primary APN	`06-0375-0028`
Alternative APN	`000603750028`

Interior

Full Baths	2 Baths
Building Area	1,771 sqft Heated Area
Gross Area	2,679 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2012
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,358 sqft (0.651 acres)
Lot Width	107 ft Width
Garage Type	Finished
Garage Area	507 sqft
Porch	Open Porch
Porch Area	329 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000603750028
Street Address	3558 WESTBROOK DR
City	CHIPLEY
State	FL
Zip	32428-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS UNIT #6 LOT 28 ORB 1279 P 962 BLK 0375
Legal Range	13W
Legal Township	02N
Legal Section	18
Legal Subdivision	SUNNY HILLS
Legal Block	375
Legal Lot Number	28
Legal Unit	6
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	1
Census Block	1117
Census Tract	970301

Owner

3558 Westbrook Dr is owned and occupied by an individual who bought it in August 2023.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	3558 WESTBROOK DR, CHIPLEY, FL 32428-2731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2023 · Amount on File
Deed Sale	Aug 10, 2023 · Amount on File
Prior Sale	Feb 28, 2014 · Amount on File
Deed Document Number	202367005582
Deed Book / Page	1279 / 962
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Aug 10, 2023
Property Address	3558 WESTBROOK DR, CHIPLEY, FL 32428-2731
Document Number	0067005582
Book / Page	1279 / 962
Map Reference	MB 2 PG 60
Instrument Date	Aug 4, 2023
Instrument	202367005582
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 QUAIL RIDGE RD, ELMORE, AL 36025-1006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3558 WESTBROOK DR, CHIPLEY, FL 32428-2731

Mortgage

Document Number	0000000964
Date	Aug 10, 2023
Instrument	1279/964

Lender

Name	PANHANDLE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Type Change Date	Sep 1, 2028
Change Frequency	Annually
Min Rate At Change	6.99%
Max Rate At Change	8.99%
Index	1-Year T-Bill
Max Rate	12.9%

Tax Assessment & Valuation

The 2025 property tax bill for 3558 Westbrook Dr was $2,411 with a homeowner's exemption, up 6.5% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,411.00 (+6.54%) Homeowner's exemption	$212,002 (+2.9%)	$213,038 (+3.4%) Land $11,000 Building $202,038
2024	$2,263.00 (+97.3%) Homeowner's exemption	$206,027 (+68.91%) Land $7,000 Building $199,027	$206,027 (+12.25%) Land $7,000 Building $199,027
2023	$1,147.00 (+3.61%) Homeowner's exemption	$121,978 (+3%)	$183,544 (+9.74%) Land $5,000 Building $178,544
2022	$1,107.00 Homeowner's exemption	$118,425	$167,261 Land $3,500 Building $163,761

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3558 Westbrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	16 (1994–2021)
Claims Outside the SFHA	9 of 16
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3558 Westbrook Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Westbrook Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures