Washington County property record for 3455 Westbrook Dr, Chipley, FL 32428
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,330 sqft · built 2006 |
| Lot Size | 0.687 acres (29,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jul 2020) |
| Tax Bill | $40 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Jul 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-0373-0002 |
| Primary APN | 06-0373-0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,330 sqft Heated Area |
| Gross Area | 3,844 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 29,969 sqft (0.687 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Finished |
| Garage Area | 1,056 sqft |
| Pool Area | 416 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 258 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 000603730002 |
|---|---|
| Street Address | 3455 WESTBROOK DR |
| City | CHIPLEY |
| State | FL |
| Zip | 32428-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNY HILLS UNIT #6 LOTS 2 & 3 ORB 1181 P 521 BLK 0373 |
| Legal Range | 13W |
| Legal Township | 02N |
| Legal Section | 18 |
| Legal Subdivision | SUNNY HILLS |
| Legal Block | 373 |
| Legal Lot Number | 2-3 3 |
| Legal Unit | 6 |
| Jurisdiction | WASHINGTON FL |
| Township / Civil Division | VERNON |
| Census Block Group | 1 |
| Census Block | 1085 |
| Census Tract | 970301 |
3455 Westbrook Dr is owned and occupied by an individual who bought it in July 2020.
Source: Washington County records, as of December 22, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3455 WESTBROOK DR, CHIPLEY, FL 32428-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Jul 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK |
| Feb 7, 2019 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2020 · Amount on File |
| Deed Sale | Jul 21, 2020 · Amount on File |
| Prior Sale | Feb 7, 2019 · Amount on File |
| Deed Document Number | 202067004774 |
| Deed Book / Page | 1181 / 521 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Property Address | 3455 WESTBROOK DR, CHIPLEY, FL 32428-2718 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3455 WESTHROOK DR, CHIPLEY, FL 32428-2718 |
| Document Number | 0067007127 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 1219/113 |
| Instrument | 202167007127 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Jul 21, 2020 |
| Property Address | 3455 WESTBROOK DR, CHIPLEY, FL 32428-2718 |
| Document Number | 0067004774 |
| Book / Page | 1181 / 521 |
| Map Reference | MB 2 PG 60 |
| Instrument Date | Apr 27, 2020 |
| Instrument | 202067004774 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | MTI TTL INS URANCE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,205.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3455 WESTBROOK DR, 3455, CHIPLEY, FL 32428-2718 |
| Name | Verified Name |
|---|---|
| Address | 3455 WESTBROOK DR, CHIPLEY, FL 32428-2718 |
| Document Number | 0000000524 |
|---|---|
| Date | Jul 21, 2020 |
| Instrument | 1181/524 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON FL |
| Recording Date | Feb 7, 2019 |
| Property Address | 3455 WESTBROOK DR, CHIPLEY, FL 32428-2718 |
| Document Number | 0067000886 |
| Book / Page | 001136 / 000805 |
| Instrument Date | Jan 30, 2019 |
| Instrument | 67000886 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 1049 LYNN HAVEN FL 324441049, LYNN HAVEN, FL 32444-1049 |
| Document Number | 67000887 |
|---|---|
| Date | Feb 7, 2019 |
| Book Page | 001136/000806 |
| Instrument | 67000887 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2049 |
The 2025 property tax bill for 3455 Westbrook Dr was $40 with a homeowner's exemption, up 5.3% from the year before.
Source: Washington County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Washington County |
| Unified School District | Washington County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40.00 (+5.26%) Homeowner's exemption | $176,725 (+2.9%) | $361,142 (+3.05%) Land $30,000 Building $331,142 |
| 2024 | $38.00 (+5.56%) Homeowner's exemption | $171,744 (+3%) | $350,464 (+9.99%) Land $24,000 Building $326,464 |
| 2023 | $36.00 (-97.8%) Homeowner's exemption | $166,742 (+3%) | $318,646 (+1%) Land $24,000 Building $294,646 |
| 2022 | $1,635.00 Homeowner's exemption | $161,885 | $289,667 Land $18,000 Building $271,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3455 Westbrook Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 16 (1994–2021) |
| Claims Outside the SFHA | 9 of 16 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3455 Westbrook Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUNNY HILLS UTILITY COMPANY public/private · serves 1,458 people · EPA ID FL1670647 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
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