3558 Ashford Rd, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3558 Ashford Rd, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · built 2017
Lot Size	0.316 acres (13,787 sqft)
Owner	Trust Name on File
Last Sale	$250,000,000 (Mar 2023)
Tax Bill	$5,813 (2025)
Deeds & Mortgages	Mar 2023 Transfer Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-00-03-180.01`

Property Details

APN / Parcel Number

Primary APN	`072-00-03-180.01`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Foundation Type	Concrete
Lot Area	13,787 sqft (0.316 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3558 ASHFORD RD
City	COVINGTON
State	KY
Zip	41015-2442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD VILLAGE SEC 12 LOT 180
Legal Subdivision	ASHFORD VILLAGE
Legal Phase	12
Legal Lot Number	180
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1020
Census Tract	65800

Owner

3558 Ashford Rd is owner-occupied and held in a trust since March 2023.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	3558 ASHFORD RD, COVINGTON, KY 41015-2442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2023	Intrafamily Transfer, Transfer
Mar 31, 2022	Warranty Deed, Transfer
Mar 9, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2023 · Amount on File
Deed Sale	Mar 3, 2023 · Amount on File
Prior Sale	Mar 3, 2023 · Amount on File
Deed Document Number	202358
Deed Book / Page	216 / 62
Prior Transfer Date	Mar 2, 2023
Prior Transfer Doc	0005900042
Record Updated	Oct 29, 2026

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENTON KY
Recording Date	Mar 3, 2023
Property Address	3558 ASHFORD RD, COVINGTON, KY 41015-2442
Document Number	0005900042
Book / Page	KC 216 / 53
Map Reference	SL A-1147
Instrument Date	Mar 2, 2023
Instrument	23030305900042
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3558 ASHFORD RD, COVINGTON, KY 41015-2442

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3558 ASHFORD RD, COVINGTON, KY 41015-2442

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Mar 31, 2022
Property Address	3558 ASHFORD RD, COVINGTON, KY 41015-2442
Document Number	0005900195
Book / Page	157 / 34
Map Reference	SL A-1147
Instrument Date	Feb 18, 2022
Instrument	22033105900195
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	211 GRANDVIEW DR, 211, FT MITCHELL, KY 41017-2759

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3558 ASHFORD RD, COVINGTON, KY 41015-2442

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Mar 9, 2017
Property Address	3558 ASHFORD RD, COVINGTON, KY 41015-2442
Document Number	0000000033
Book / Page	0I3907 / 000144
Instrument Date	Feb 20, 2017
Instrument	33
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$43.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	211 GRANDVIEW DR FORT MITCHELL KY 410172759, FORT MITCHELL, KY 41017-2759
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3558 Ashford Rd was $5,813.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,900 (-) Land $45,000 Building $454,900	$499,900 (-) Land $45,000 Building $454,900
2025	$5,813.00	$499,900 Land $45,000 Building $454,900	$499,900 Land $45,000 Building $454,900
2023	$6,308.00	$499,900 Land $43,000 Building $456,900	$499,900 Land $43,000 Building $456,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3558 Ashford Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3558 Ashford Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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