Kenton County property record for 3552 Ashford Rd, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · built 2017 |
| Lot Size | 0.393 acres (17,139 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,595 (Jun 2017) |
| Tax Bill | $5,043 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-03-193.00 |
| Primary APN | 072-00-03-193.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 17,139 sqft (0.393 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3552 ASHFORD RD |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHFORD VILLAGE SEC 12 LOT 193 |
| Legal Subdivision | ASHFORD VILLAGE |
| Legal Phase | 12 |
| Legal Lot Number | 193 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3552 ASHFORD RD, COVINGTON, KY 41015-2442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 12, 2021 | Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Apr 10, 2020 | Deed of Trust, Mortgage · VA Mortgage FEDERAL SVGS BK |
| Jun 19, 2017 | Warranty Deed, Subdivision Related Transfer · VA Mortgage FIRST EQUITY MTG INC |
| Feb 22, 2017 | Grant Deed, Transfer KENTUCKIANA TITLE AGENCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2017 · Amount on Record |
| Deed Sale | Jun 19, 2017 · Amount on Record |
| Deed Document Number | 201706 19 059 00215 |
| Deed Book / Page | 3957 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3552 ASHFORD RD, COVINGTON, KY 41015-2442 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900074 |
|---|---|
| Date | Feb 22, 2021 |
| Book Page | 170/817 |
| Instrument | 21022205900074 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 352 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3552 ASHFORD RD, COVINGTON, KY 41015-2442 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005900150 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 300/773 |
| Instrument | 21111205900150 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3552 ASHFORD RD, COVINGTON, KY 41015-2442 |
| Document Number | 0000000062 |
| Instrument Date | Apr 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3552 ASHFORD RD COVINGTON KY 410152442, COVINGTON, KY 41015-2442 |
| Document Number | 0000000062 |
|---|---|
| Date | Apr 22, 2020 |
| Book Page | 000M35/000349 |
| Instrument | 62 |
| Name | FEDERAL SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CHICAGO, IL 60607 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 21, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 19, 2017 |
| Property Address | 3552 ASHFORD RD, COVINGTON, KY 41015-2442 |
| Document Number | 0000000215 |
| Book / Page | 0I3957 / 000239 |
| Instrument Date | May 10, 2017 |
| Instrument | 215 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | TERRY MONNIE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $401.60 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3552 ASHFORD RD INDEPENDENCE KY 41051, INDEPENDENCE, KY 41051 |
| Document Number | 216 |
|---|---|
| Date | Jun 19, 2017 |
| Book Page | 0I3957/000242 |
| Instrument | 216 |
| Name | FIRST EQUITY MTG INC |
|---|---|
| Address | FORT MITCHELL, KY 41017 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 18, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Feb 22, 2017 |
| Property Address | 3552 ASHFORD RD, COVINGTON, KY 41015-2442 |
| Document Number | 0000000094 |
| Book / Page | 0I3901 / 000074 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 94 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2018 |
| Title Company | KENTUCKIANA TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $43.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2807 AMSTERDAM RD VILLA HILLS KY 410174405, VILLA HILLS, KY 41017-4405 |
| Investor | Possibly a Property Investor |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $433,700 (-) Land $45,000 Building $388,700 | $433,700 (-) Land $45,000 Building $388,700 | |
| 2025 | $5,043.00 (-0.45%) | $433,700 (+8.02%) Land $45,000 Building $388,700 | $433,700 (+8.02%) Land $45,000 Building $388,700 |
| 2023 | $5,066.00 (-1.42%) | $401,500 (-) Land $40,000 Building $361,500 | $401,500 (-) Land $40,000 Building $361,500 |
| 2022 | $5,139.00 | $401,500 Land $40,000 Building $361,500 | $401,500 Land $40,000 Building $361,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures