3557 Pacifica Ln, Elk Grove, CA 95758 Property Records

Sacramento County property record for 3557 Pacifica Ln, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,387 sqft · built 1997
Lot Size	0.182 acres (7,910 sqft)
Owner	Individual Name on File
Last Sale	$370,000 (Oct 2002)
Tax Bill	$6,557 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`132-0380-019-0000`

Property Details

APN / Parcel Number

Primary APN	`132-0380-019-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,387 sqft Living Area
1st Floor Area	1,445 sqft
2nd Floor Area	942 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,910 sqft (0.182 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3557 PACIFICA LN
City	ELK GROVE
State	CA
Zip	95758-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LAKESIDE 03, LOT 19
Legal Subdivision	LAKESIDE 03
Legal Lot Number	19
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4020
Census Tract	9622

Owner

3557 Pacifica Ln is owned and occupied by an individual who acquired it in April 2016.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3557 PACIFICA LN, ELK GROVE, CA 95758-4642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 26, 2017	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2002 · Amount on File
Deed Sale	Oct 25, 2002 · Amount on File
Prior Sale	Nov 21, 1997 · Amount on File
Deed Book / Page	20021025 / 2891
Last Transfer Date	Apr 29, 2016
Transfer Doc	0000000212
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3557 PACIFICA LN, ELK GROVE, CA 95758-4642
Document Number	2009181584
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 PACIFICA LN ELK GROVE CA 957584642, ELK GROVE, CA 95758-4642

Mortgage

Document Number	2009181584
Date	Sep 18, 2020
Instrument	2009181584

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3557 PACIFICA LN, ELK GROVE, CA 95758-4642
Document Number	1711060814
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 PACIFICA LN ELK GROVE CA 957584642, ELK GROVE, CA 95758-4642

Mortgage

Document Number	1711060814
Date	Nov 6, 2017
Instrument	1711060814

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3557 Pacifica Ln was $6,557, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$592,565 (+2%) Land $120,448 Building $472,117
2025	$6,557.00 (+0.86%)	$580,947 Land $118,087 Building $462,860
2024	$6,501.00 (+2.78%)
2023	$6,325.00 (+1.72%)	$558,390 Land $113,502 Building $444,888
2022	$6,218.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3557 Pacifica Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3557 Pacifica Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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