3545 Pacifica Ln, Elk Grove, CA 95758 Property Records

Sacramento County property record for 3545 Pacifica Ln, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,561 sqft · built 1997
Lot Size	0.349 acres (15,190 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Mar 2021)
Tax Bill	$4,787 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-0380-022-0000`

Property Details

APN / Parcel Number

Primary APN	`132-0380-022-0000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,561 sqft Living Area
1st Floor Area	1,445 sqft
2nd Floor Area	1,116 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	15,190 sqft (0.349 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3545 PACIFICA LN
City	ELK GROVE
State	CA
Zip	95758-4642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LAKESIDE 03, LOT 22
Legal Subdivision	LAKESIDE 03
Legal Lot Number	22
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4020
Census Tract	9622

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3545 PACIFICA LN, ELK GROVE, CA 95758-4642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Grant Deed, Transfer · Stand-Alone First Mortgage ERIC M SCHROEDER AND DIANE C SCHROE
Mar 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Nov 20, 1997 · Amount on Record
Deed Book / Page	20210330 / 2406
Prior Transfer Date	Feb 25, 2021
Prior Transfer Doc	3300000002406
Record Updated	Sep 20, 2026

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 30, 2021
Property Address	3545 PACIFICA LN, ELK GROVE, CA 95758-4642
Document Number	0000002406
Map Reference	MB 241 MAP 7
Instrument Date	Feb 25, 2021
Instrument	202103302406
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3545 PACIFICA LN, ELK GROVE, CA 95758-4642

Mortgage

Document Number	0000002407
Date	Mar 30, 2021
Instrument	202103302407

Lender

Name	ERIC M SCHROEDER AND DIANE C SCHROE
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3545 PACIFICA LN, ELK GROVE, CA 95758-4642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000611
Date	Mar 29, 2017
Book Page	20170329/0611

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$426,926 (+2%) Land $61,874 Building $365,052
2025	$4,787.00 (+0.91%) Homeowner's exemption	$418,556 (+4.04%) Land $60,661 Building $357,895
2024	$4,744.00 (+2.86%)
2023	$4,612.00 (+1.72%) Homeowner's exemption	$402,305 Land $58,306 Building $343,999
2022	$4,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 569 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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