3557 Floyd Dr, Cascade, MT 59421 Property Records

Lewis And Clark County property record for 3557 Floyd Dr, Cascade, MT 59421 · Last verified May 2026

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 792 sqft · built 2014
Lot Size	20 acres (871,636 sqft)
Owner	2 Individual Names on File
Tax Bill	$503 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Oct 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0529815`

Property Details

APN / Parcel Number

Primary APN	`R0529815`
Alternative APNs	`05-2554-31-1-01-01-0000` `0000028607`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	871,636 sqft (20 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Shed	1 Shed
Shed Area	240 sqft
Pole Barn	209 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000028607
Street Address	3557 FLOYD DR
City	CASCADE
State	MT
Zip	59421-8283
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	MISSOURI RIVER RANCH, S31, T16 N, R02 W, LOT 39, COS # 471066/E IN NW4SE4
Legal Range	02W
Legal Township	16N
Legal Section	31
Legal Subdivision	MISSOURI RIVER RANCH
Legal Lot Number	39
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	WOLF CREEK
Census Block Group	1
Census Block	1217
Census Tract	300

Owner

Source: Lewis And Clark County records · APN R0529815

Assessment roll updated September 15, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3557 FLOYD DR, CASCADE, MT 59421-8283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit MONTANA FEDERAL CREDIT UNION
Oct 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage MONTANA FCU
Jan 10, 2020	Intrafamily Transfer, Transfer ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO
Jan 10, 2020	Warranty Deed, Transfer ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 10, 2020
Deed Sale	Jan 10, 2020
Deed Document Number	20203348830
Deed Book / Page	56 / 5293
Prior Transfer Date	Jan 08, 2020
Prior Transfer Doc	M56/5295
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Apr 21, 2026
Property Address	3557 FLOYD DR, CASCADE, MT 59421-8283
Document Number	0003449284
Book / Page	65 / 3160
Instrument Date	Apr 09, 2026
Instrument	20263449284
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	HELENA ABSTRACT AND TITLE, HELENA ABSTRACT & TITLE COMP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205

Mortgage

Document Number	0003449284,
Date	Apr 21, 2026
Book Page	65/3160
Instrument	20263449284

Lender

Name	MONTANA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Apr 28, 2043

Interest

Rate	6.11%
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3557 FLOYD DR, CASCADE, MT 59421-8283
Transaction Type	Mortgage
Record Updated	Nov 06, 2025
Title Company	UNKNOWN, FLYING S TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 FLOYD DR, CASCADE, MT 59421-8283

Mortgage

Document Number	00M64/7153
Date	Oct 20, 2025
Book Page	M64/7153
Instrument	3442426

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	3557 FLOYD DR, CASCADE, MT 59421-8283
Transaction Type	Mortgage
Record Updated	Feb 07, 2021
Title Company	HELENA ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/4739
Date	Dec 26, 2019
Book Page	M56/4739
Instrument	3348237

Lender

Name	MONTANA FCU
Type	Credit Union
Address	GREAT FALLS, MT 59403

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 01, 2035

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jan 10, 2020
Property Address	3557 FLOYD DR, CASCADE, MT 59421-8283
Document Number	M56/5295
Book / Page	M56 / 5295
Map Reference	DOC 471066-E
Instrument Date	Jan 08, 2020
Instrument	3348832
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3557 FLOYD DR, CASCADE, MT 59421-8283

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Jan 10, 2020
Property Address	3557 FLOYD DR, CASCADE, MT 59421-8283
Document Number	M56/5293
Book / Page	M56 / 5293
Instrument Date	May 07, 1993
Instrument	3348830
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	ALLEN ABSTRACT AND TITLE COMPANY, HELENA ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1643, GREAT FALLS, MT 59403-1643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	210 MILWAUKEE AVE, DEER LODGE, MT 59722-1067

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated September 15, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Secondary School District	Helena High School District (09 - 12)
Elementary School District	Wolf Creek Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$503.00 (-57.94%) Homeowner's exemption	$239,442 (+23.29%)	$239,442 (+23.29%) Land $50,532 Building $188,910
2023	$1,196.00	$194,206	$194,206 Land $57,406 Building $136,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lewis And Clark County (30049C), updated April 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300490003001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018, river or lake flooding

Wildfire

Wildfire Risk	High above 83% of the US · above 74% of Montana
Wildfire Likelihood	About 1 in 215 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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