Kenton County property record for 3556 Galway Ct, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,814 sqft · built 2005 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Individual Name on File |
| Last Sale | $323,000 (Sep 2023) |
| Tax Bill | $3,756 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-00-03-092.00 |
| Primary APN | 072-00-03-092.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,814 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 111 ft deep x 42 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3556 GALWAY CT |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ASHFORD VILLAGE SEC 3 LOT 92 |
| Legal Subdivision | ASHFORD VILLAGE |
| Legal Phase | 3 |
| Legal Lot Number | 92 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 65800 |
3556 Galway Ct is owned and occupied by an individual who bought it in September 2023.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3556 GALWAY CT, COVINGTON, KY 41015-2423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage BARRETT FINANCIAL GROUP LLC |
| Sep 12, 2023 | Warranty Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC |
| May 22, 2023 | Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2023 · Amount on File |
| Deed Sale | Sep 12, 2023 · Amount on File |
| Prior Sale | May 22, 2023 · Amount on File |
| Deed Document Number | 202384 |
| Deed Book / Page | 245 / 937 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 23, 2026 |
| Property Address | 3556 GALWAY CT, COVINGTON, KY 41015-2423 |
| Document Number | 0000007997 |
| Book / Page | 417 / 722 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 20267997 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3556 GALWAY CT, COVINGTON, KY 41015-2423 |
| Document Number | 0000007997, |
|---|---|
| Date | Apr 23, 2026 |
| Book Page | 417/722 |
| Instrument | 20267997 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 12, 2023 |
| Property Address | 3556 GALWAY CT, COVINGTON, KY 41015-2423 |
| Document Number | 0005900084 |
| Book / Page | KC 245 / 937 |
| Map Reference | SL A-566 |
| Instrument Date | Sep 8, 2023 |
| Instrument | 23091205900084 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3687 TAMBER RIDGE DR, COVINGTON, KY 41015-2500 |
| Name | Verified Name |
|---|---|
| Address | 3556 GALWAY CT, COVINGTON, KY 41015-2423 |
| Document Number | 0005900085 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | KCM 491/305 |
| Instrument | 23091205900085 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 22, 2023 |
| Property Address | 3556 GALWAY CT, COVINGTON, KY 41015-2423 |
| Document Number | 0005900049 |
| Book / Page | KC 227 / 553 |
| Map Reference | SL A-566 |
| Instrument Date | May 18, 2023 |
| Instrument | 23052205900049 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2023 |
| Title Company | 360 AMERICAN TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3041 EDGE MAR DRB, EDGEWOOD, KY 41017 |
| Name | Verified Name |
|---|---|
| Address | 3556 GALWAY CT, COVINGTON, KY 41015-2423 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 3556 Galway Ct was $3,756.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $323,000 (-) Land $45,000 Building $278,000 | $323,000 (-) Land $45,000 Building $278,000 | |
| 2025 | $3,756.00 | $323,000 Land $45,000 Building $278,000 | $323,000 Land $45,000 Building $278,000 |
| 2023 | $2,823.00 (-1.4%) | $223,700 (-) Land $40,000 Building $183,700 | $223,700 (-) Land $40,000 Building $183,700 |
| 2022 | $2,863.00 | $223,700 Land $40,000 Building $183,700 | $223,700 Land $40,000 Building $183,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3556 Galway Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3556 Galway Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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