3548 Galway Ct, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3548 Galway Ct, Covington, KY 41015

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,530 sqft · built 2004
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (Mar 2019)
Tax Bill$4,083 (2025)
Deeds & MortgagesMar 2019 Sale & Mortgage
May 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN072-00-03-094.00

Property Details

APN / Parcel Number

Primary APN072-00-03-094.00

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,530 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialBrick
Construction TypeBrick
Lot Area13,939 sqft (0.32 acres)
Lot Dimensions162 ft deep x 80 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3548 GALWAY CT
CityCOVINGTON
StateKY
Zip41015-2423
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionASHFORD VILLAGE SEC 3 LOT 94
Legal SubdivisionASHFORD VILLAGE
Legal Phase3
Legal Lot Number94
JurisdictionKENTON KY
Township / Civil DivisionINDEPENDENCE
Census Block Group1
Census Block1025
Census Tract65800

Owner

Source: Kenton County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3548 GALWAY CT, COVINGTON, KY 41015-2423
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 1, 2019Grant Deed, Transfer
CALIBER HM LOANS
May 24, 2018Grant Deed, Transfer
LANDCASTLE TITLE LLC
Mar 6, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2019 · Amount on Record
Deed SaleMar 1, 2019 · Amount on Record
Prior SaleMar 6, 2018 · Amount on Record
Deed Document Number201903 01 059 00188
Deed Book / Page4231 / 206
Prior Transfer DateApr 11, 2018
Prior Transfer Doc0000000257
Record UpdatedJun 8, 2026

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMar 1, 2019
Property Address3548 GALWAY CT, COVINGTON, KY 41015-2423
Document Number0000000188
Book / Page0I4231 / 000206
Instrument DateJan 11, 2019
Instrument188
Transaction TypeTransfer
Record UpdatedMar 14, 2019
Title CompanyLANDCASTLE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3548 GALWAY CT COVINGTON KY 410152423, COVINGTON, KY 41015-2423

Mortgage

Document Number192
DateMar 1, 2019
Book Page0I4231/000213
Instrument192
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 28, 2049

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateMay 24, 2018
Property Address3548 GALWAY CT, COVINGTON, KY 41015-2423
Document Number0000000257
Book / Page0I4110 / 000295
Instrument DateApr 11, 2018
Instrument257
Transaction TypeTransfer
Record UpdatedJun 12, 2018
Title CompanyLANDCASTLE TITLE LLC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address270 E KILBOURN AVE MILWAUKEE WI 532023199, MILWAUKEE, WI 53202-3199

March 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKENTON KY
Recording DateMar 6, 2018
Property Address3548 GALWAY CT, COVINGTON, KY 41015-2423
Document Number0000000032
Book / PageORI407 / 000312
Instrument DateJan 2, 2018
Instrument32
Transaction TypeForeclosure
Record UpdatedMar 20, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$190.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityIndependence City
Unified School DistrictKenton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,083.00 (+19.84%)$351,100 (+30.04%) Land $45,000 Building $306,100$351,100 (+30.04%) Land $45,000 Building $306,100
2023$3,407.00$270,000 Land $40,000 Building $230,000$270,000 Land $40,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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