3555 Prospect Rd, Street, MD 21154 Property Records

Harford County property record for 3555 Prospect Rd, Street, MD 21154

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,940 sqft · built 2004
Lot Size2.41 acres (104,980 sqft)
Owner2 Individual Names on Record
Last Sale$66,000 (Nov 1997)
Tax Bill$6,753 (2026)
Deeds & MortgagesApr 2020 Line of Credit
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-057582

Property Details

APN / Parcel Number

Primary APN05-057582
Alternative APNs
  • 5057582
  • 057582

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,940 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area104,980 sqft (2.41 acres)
Garage TypeAttached
Garage Area550 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area1,144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number057582
Street Address3555 PROSPECT RD
CitySTREET
StateMD
Zip21154-1522
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG
Legal DescriptionLOT 2 2.41 AC 3555 PROSPECT ROAD LD F FAMOUS EST P 88/105
Legal SubdivisionFRANKLIN E FAMOUS ESTATE
Legal Lot Number2
JurisdictionHARFORD MD
Township / Civil Division5, DUBLIN
Census Block Group3
Census Block3009
Census Tract305100

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3555 PROSPECT RD, STREET, MD 21154-1522
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2020Deed of Trust, Mortgage · Line of Credit
ABERDEEN PROVING GROUND FCU
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
ABERDEEN PROVING GROUND FCU
Nov 19, 2021Deed of Trust, Mortgage · Line of Credit
APG FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 1997 · Amount on Record
Deed SaleNov 13, 1997 · Amount on Record
Deed Document Number1997127
Deed Book / Page2594 / 542
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address3555 PROSPECT RD, STREET, MD 21154-1522
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyGETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138100423
DateApr 23, 2020
Book Page13810/423
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address3555 PROSPECT RD, STREET, MD 21154-1522
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyGETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0144140285
DateJan 15, 2021
Book Page14414/285
Lender
NameABERDEEN PROVING GROUND FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 1, 2036

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address3555 PROSPECT RD, STREET, MD 21154-1522
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyGETZ TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3555 PROSPECT RD, STREET, MD 21154-1522

Mortgage

Document Number0151980441
DateNov 19, 2021
Book Page15198/441
Lender
NameAPG FCU
TypeCredit Union
AddressABERDEEN, MD 21001
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,753.00 (+16.87%) Homeowner's exemption$614,167 (+22.13%)$658,900 (+25.58%) Land $127,000 Building $531,900
2025$5,778.00 (+106.21%) Homeowner's exemption
2023$502,867$524,700 Land $117,000 Building $407,700
2022$2,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims3 (1984–2006)
Most Recent ClaimJun 2006 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Armstrong
Cable
1,000 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Prospect Rd

Nearby Streets

Search Property Records by Address or Parcel Number