Harford County property record for 3551 Prospect Rd, Street, MD 21154
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,500 sqft · built 1950 |
| Lot Size | 0.606 acres (26,397 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jun 2017) |
| Tax Bill | $3,037 (2026) |
| Deeds & Mortgages | Oct 2026 Sale Jun 2017 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-036283 |
| Primary APN | 05-036283 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,500 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 26,397 sqft (0.606 acres) |
| Lot Dimensions | 315 ft deep x 130 ft wide |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Porch | Slab |
| Porch Area | 360 sqft |
| Patio Area | 112 sqft |
| Heating System | Baseboard |
|---|---|
| Sewer | Connected |
| Account Number | 036283 |
|---|---|
| Street Address | 3551 PROSPECT RD |
| City | STREET |
| State | MD |
| Zip | 21154-1522 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG |
| Legal Description | LOT 0.606 AC 3551 PROSPECT ROAD E OF STREET |
| Legal Subdivision | ROUSSEY MARY R ESTATE |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 5, DUBLIN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 305100 |
3551 Prospect Rd is owned and occupied by two individuals who acquired it in October 2026.
Source: Harford County records, as of October 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3551 PROSPECT RD, STREET, MD 21154-1522 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 26, 2017 | Grant Deed, Transfer TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO. |
| Feb 27, 2017 | Deed of Trust, Mortgage · Line of Credit HAR-CO CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2017 · Amount on File |
| Deed Sale | Jun 26, 2017 · Amount on File |
| Prior Sale | Jan 14, 2014 · Amount on File |
| Deed Document Number | 201712403-0024 |
| Deed Book / Page | 12403 / 24 |
| Last Transfer Date | Oct 9, 2026 |
| Transfer Doc | 1733000084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Oct 14, 2026 |
| Property Address | 3551 PROSPECT RD, STREET, MD 21154-1522 |
| Document Number | 1733000084 |
| Book / Page | 17331 / 84 |
| Instrument Date | Oct 9, 2026 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3551 PROSPECT RD, STREET, MD 21154-1522 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 26, 2017 |
| Property Address | 3551 PROSPECT RD, STREET, MD 21154-1522 |
| Document Number | 0124030024 |
| Book / Page | 012403 / 000024 |
| Instrument Date | Jun 16, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2017 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO. |
| Amount | Amount on Record |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3646 ADY RD STREET MD 211541434, STREET, MD 21154-1434 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 3551 PROSPECT RD, STREET, MD 21154-1522 |
| Document Number | 0122600301 |
| Book / Page | 012260 / 000301 |
| Instrument Date | Feb 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2017 |
| Title Company | KEY TITLE |
| Name | Verified Name |
|---|---|
| Address | 3551 PROSPECT RD STREET MD 211541522, STREET, MD 21154-1522 |
| Document Number | 0122600301 |
|---|---|
| Date | Mar 13, 2017 |
| Book Page | 012260/000301 |
| Name | HAR-CO CU |
|---|---|
| Address | BEL AIR, MD 21014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3551 Prospect Rd was $3,037, up 15% from the year before.
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,037.00 (+14.99%) | $273,167 (+7.11%) | $291,300 (-) Land $103,500 Building $187,800 |
| 2025 | $2,641.00 | $255,033 | $291,300 Land $103,500 Building $187,800 |
| 2023 | $228,400 | $236,900 Land $93,400 Building $143,500 | |
| 2022 | $2,456.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3551 Prospect Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1984–2006) |
| Most Recent Claim | Jun 2006 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3551 Prospect Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Armstrong Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
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