3555 Catskill St, Waldorf, MD 20603 Property Records

Charles County property record for 3555 Catskill St, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,415 sqft · built 2009
Lot Size	0.196 acres (8,519 sqft)
Owner	2 Individual Names on File
Last Sale	$383,300 (Apr 2009)
Tax Bill	$5,868 (2023)
Deeds & Mortgages	May 2026 Mortgage Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-319106`

Property Details

APN / Parcel Number

Primary APN	`06-319106`
Alternative APN	`319106`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,415 sqft Living Area
Gross Area	3,877 sqft
1st Floor Area	1,356 sqft
Basement Area	675 sqft
Finished Basement	675 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,519 sqft (0.196 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	319106
Street Address	3555 CATSKILL ST
City	WALDORF
State	MD
Zip	20603-4029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 10 BLK L SEC 1 BRENTWOOD SUB
Legal Subdivision	BRENTWOOD SUB
Legal Block	L
Legal Lot Number	10
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2004
Census Tract	850713

Owner

3555 Catskill St is owned and occupied by two individuals who bought it in April 2009.

Source: Charles County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3555 CATSKILL ST, WALDORF, MD 20603-4029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 30, 2018	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Jul 8, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 17, 2009 · Amount on File
Deed Sale	Apr 17, 2009 · Amount on File
Prior Sale	Jan 12, 2009 · Amount on File
Deed Document Number	200924109
Deed Book / Page	6814 / 309
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	May 29, 2026
Property Address	3555 CATSKILL ST, WALDORF, MD 20603-4029
Document Number	1408000187
Book / Page	14086 / 187
Instrument Date	May 18, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	3555 CATSKILL ST, WALDORF, MD 20603-4029

Mortgage

Document Number	1408000187,
Date	May 29, 2026
Book Page	14086/187

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3555 CATSKILL ST, WALDORF, MD 20603-4029
Document Number	0104550400
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3555 CATSKILL ST WALDORF MD 206034029, WALDORF, MD 20603-4029

Mortgage

Document Number	0104550400
Date	Nov 14, 2018
Book Page	010455/000400

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2048

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3555 CATSKILL ST, WALDORF, MD 20603-4029
Document Number	0099190386
Book / Page	009919 / 000386
Instrument Date	Jul 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 2, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3555 CATSKILL ST WALDORF MD 206034029, WALDORF, MD 20603-4029

Mortgage

Document Number	0099190386
Date	Jul 20, 2017
Book Page	009919/000386

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$534,633 (+3.43%)	$570,100 (+10.29%) Land $185,100 Building $385,000
2025	Homeowner's exemption	$516,900 Land $150,100 Building $366,800	$516,900 Land $150,100 Building $366,800
2023	$5,868.00 Homeowner's exemption	$433,633	$516,900 Land $150,100 Building $366,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3555 Catskill St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2007–2019)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3555 Catskill St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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