3548 Catskill St, Waldorf, MD 20603 Property Records

Charles County property record for 3548 Catskill St, Waldorf, MD 20603

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,078 sqft · built 2007
Lot Size	0.219 acres (9,519 sqft)
Owner	Individual Name on Record
Last Sale	$644,215 (Feb 2007)
Tax Bill	$17,022 (2025)
Deeds & Mortgages	May 2026 Line of Credit Aug 2020 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-318886`

Property Details

APN / Parcel Number

Primary APN	`06-318886`
Alternative APN	`318886`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,078 sqft Living Area
Gross Area	5,584 sqft
1st Floor Area	1,776 sqft
Basement Area	1,497 sqft
Finished Basement	1,497 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,519 sqft (0.219 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	50 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	318886
Street Address	3548 CATSKILL ST
City	WALDORF
State	MD
Zip	20603-4030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	LOT 3 BLK K SEC 1 BRENTWOOD SUB
Legal Subdivision	BRENTWOOD SUB
Legal Block	K
Legal Lot Number	3
Jurisdiction	CHARLES MD
Township / Civil Division	6, WALDORF
Census Block Group	2
Census Block	2008
Census Tract	850713

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3548 CATSKILL ST, WALDORF, MD 20603-4030
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit APPLE FEDERAL CREDIT UNION
Aug 5, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEXTMARK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2007 · Amount on Record
Deed Sale	Feb 16, 2007 · Amount on Record
Prior Sale	Aug 24, 2006 · Amount on Record
Deed Document Number	200738207
Deed Book / Page	6212 / 596
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Recording Date	May 18, 2026
Property Address	3548 CATSKILL ST, WALDORF, MD 20603-4030
Document Number	1407000300
Book / Page	14073 / 300
Instrument Date	Apr 30, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CHAMPION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	3548 CATSKILL ST, WALDORF, MD 20603-4030

Mortgage

Document Number	1407000300,
Date	May 18, 2026
Book Page	14073/300

Lender

Name	APPLE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2056

Interest

Rate	6.46%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLES MD
Property Address	3548 CATSKILL ST, WALDORF, MD 20603-4030
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CHAMPION TITLE & SETMNTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0112570185
Date	Aug 5, 2020
Book Page	11257/185

Lender

Name	NEXTMARK FCU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 1, 2030

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Charles County
Unified School District	Charles County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$655,867 (+3.09%)	$695,200 (+9.27%) Land $185,200 Building $510,000
2025	$17,022.00 (+139.04%) Homeowner's exemption	$636,200 (+19.54%) Land $150,200 Building $486,000	$636,200 (-) Land $150,200 Building $486,000
2023	$7,121.00 Homeowner's exemption	$532,200	$636,200 Land $150,200 Building $486,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	8 (2007–2019)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049
Water Source	Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable · Fiber in parts of the area	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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