355486 E 1020 Rd, Prague, OK 74864 Property Records

Lincoln County property record for 355486 E 1020 Rd, Prague, OK 74864

Property Summary

Property Type	Rural Home
Details	1 bd · 1 ba · 1,250 sqft · built 2017
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2026)
Tax Bill	$809 (2025)
Deeds & Mortgages	Jan 2018 Mortgage May 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000-04-12N-06E-4-002-00`

Property Details

APN / Parcel Number

Primary APN	`0000-04-12N-06E-4-002-00`
Alternative APN	`2547`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,250 sqft Living Area
1st Floor Area	1,250 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)
Garage Type	Attached
Garage Area	750 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	2547
Street Address	355486 E 1020 RD
City	PRAGUE
State	OK
Zip	74864
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NP
Legal Description	40 AC MOL 4-12-6 SW/4 SE/4 12-6-04-400-002
Legal Range	06E
Legal Township	12N
Legal Section	04
Jurisdiction	LINCOLN OK
Township / Civil Division	PRAGUE
Census Block Group	3
Census Block	3002
Census Tract	961500

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	355486 E 1020 RD, PRAGUE, OK 74864
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage VISION BANK NA
May 5, 2026	Affidavit, Transfer
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
May 5, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Jan 4, 2018	Deed of Trust, Mortgage · Commercial Mortgage VISION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2026 · Amount on Record
Deed Sale	May 5, 2026 · Amount on Record
Prior Sale	Aug 27, 1979 · Amount on Record
Deed Document Number	20263420
Deed Book / Page	2661 / 31
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	355486 E 1020 RD, PRAGUE, OK 74864
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	002279/141
Date	Jan 4, 2018
Book Page	2279/141
Instrument	00064

Lender

Name	VISION BANK NA
Type	Bank
Address	PRAGUE, OK 74864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 27, 2037

Interest

Rate Type	Adjustable Rate

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LINCOLN OK
Recording Date	May 5, 2026
Property Address	355486 E 1020 RD, PRAGUE, OK 74864
Document Number	0000003419
Book / Page	2661 / 27
Instrument Date	May 5, 2026
Instrument	20263419
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	May 5, 2026
Property Address	355486 E 1020 RD, PRAGUE, OK 74864
Document Number	0000003420
Book / Page	2661 / 31
Instrument Date	May 4, 2026
Instrument	2026.3420
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355486 E 1020 RD, PRAGUE, OK 74864

Mortgage

Document Number	0000003421,
Date	May 5, 2026
Instrument	2026..3421

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	May 5, 2026
Property Address	355486 E 1020 RD, PRAGUE, OK 74864
Document Number	0002661/31
Book / Page	2661 / 31
Instrument Date	May 4, 2026
Instrument	20263420
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,905.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355486 E 1020 RD, PRAGUE, OK 74864

Mortgage

Document Number	0000003421,
Date	May 5, 2026
Instrument	20263421

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	355486 E 1020 RD, PRAGUE, OK 74864
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2279/141
Date	Jan 4, 2018
Book Page	2279/141
Instrument	00064

Lender

Name	VISION BANK NA
Type	Bank
Address	PRAGUE, OK 74864

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Dec 27, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Prague Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,375 (+3.61%) Land $326 Building $8,049	$76,137 (-38.84%) Land $2,966 Building $73,171
2025	$809.00 (+4.12%) Homeowner's exemption	$8,083 (+22.12%) Land $321 Building $7,762	$124,481 (+66.26%) Land $4,945 Building $119,536
2024	$777.00 (+26.75%) Homeowner's exemption	$6,619 (-10.52%) Land $544 Building $6,075
2022	$613.00 Homeowner's exemption	$7,397 Land $544 Building $6,853	$74,873 Land $4,941 Building $69,932

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 52% of Oklahoma
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CVEC Fiber Fiber	2,400 / 2,400
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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