355352 E 1020 Rd, Prague, OK 74864 Property Records

Lincoln County property record for 355352 E 1020 Rd, Prague, OK 74864 · Last verified March 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,960 sqft · built 2022
Lot Size	11.7 acres (513,572 sqft)
Owner	Individual Name on File
Tax Bill	$1,480 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`38650`

Property Details

APN / Parcel Number

Primary APN	`38650`
Alternative APN	`0000-04-12N-06E-3-003-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,960 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Lot Area	513,572 sqft (11.7 acres)

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	38650
Street Address	355352 E 1020 RD
City	PRAGUE
State	OK
Zip	74864-1054
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	11.79 AC MOL 4-12-6 TR BEG 522.26'-N SE/C SW/4 TH W-651.05' N-788.91' TO PT ON N/L S/2 SW/4 E-651.05' TO NE/C S/2 SW/4 S-788.
Jurisdiction	LINCOLN OK
Township / Civil Division	PRAGUE
Census Block Group	3
Census Block	3002
Census Tract	961100

Owner

Source: Lincoln County records · APN 38650

Assessment roll updated October 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	355352 E 1020 RD, PRAGUE, OK 74864-1054
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 02, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK & TRUST CO
Apr 18, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK & TRUST CO
Oct 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Nov 17, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2021
Deed Sale	Nov 17, 2021
Deed Document Number	0002445786
Deed Book / Page	2445 / 786
Record Updated	Jun 08, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	355352 E 1020 RD, PRAGUE, OK 74864-1054
Transaction Type	Mortgage
Record Updated	Mar 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002501/441
Date	Feb 02, 2023
Book Page	2501/441
Instrument	I-2023-000662

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	STROUD, OK 74079

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jan 27, 2048

Interest

Rate Type	Adjustable Rate

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	355352 E 1020 RD, PRAGUE, OK 74864-1054
Transaction Type	Mortgage
Record Updated	Mar 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002466/531
Date	Apr 18, 2022
Book Page	2466/531
Instrument	I-2022-003009

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	STROUD, OK 74079

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 12, 2023

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	355352 E 1020 RD, PRAGUE, OK 74864-1054
Transaction Type	Mortgage
Record Updated	Mar 05, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355352 E 1020 RD, PRAGUE, OK 74864-1054

Mortgage

Document Number	0002631/85
Date	Oct 30, 2025
Book Page	2631/85
Instrument	I-2025-007392

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2040

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Nov 17, 2021
Property Address	355352 E 1020 RD, PRAGUE, OK 74864-1054
Document Number	002445/786
Book / Page	2445 / 786
Instrument Date	Nov 16, 2021
Instrument	9045
Transaction Type	Transfer
Record Updated	Mar 05, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	705 W 6TH ST, STROUD, OK 74079-3226

Tax Assessment & Valuation

Source: Lincoln County records · Assessment roll updated October 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Prague Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,480.00 (-2.05%) Homeowner's exemption	$14,772 (+14.3%) Land $271 Building $14,501	$137,636 (+5,342.31%) Land $2,527 Building $135,109
2024	$1,511.00 (+7,852.63%)	$12,924 (+6,460.41%) Land $278 Building $12,646
2022	$19.00	$197 Land $197	$2,529 Land $2,529

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lincoln County (40081C), updated September 20, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 400819611003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2016, other causes

Wildfire

Wildfire Risk	High above 82% of the US · above 61% of Oklahoma
Wildfire Likelihood	About 1 in 156 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Canadian Valley Electric Cooperative	Fiber	2,400 / 2,400
T-Mobile USA	Fixed Wireless	100 / 20
AtLink Services	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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