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35548 Seneca Reserve Dr, Eustis, FL 32736 Property Records

Lake County property record for 35548 Seneca Reserve Dr, Eustis, FL 32736 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2023
Square Footage3,433 sqft Living Area
Lot Size191,228 sqft (4.38 acres)
OccupancyOwner Occupied
Last Sale$120,000 (2020)
Tax Bill$8,495.00 (2024)

Property Details

APN / Parcel Number

Primary APN02-19-27-0010-000-02000
Alternative APN
  • 3860789

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area3,433 sqft Living Area
Stories1 Stories

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Roof MaterialShingle Roof
Lot Area191,228 sqft (4.38 acres)
Parking Spaces4 Parking Spaces
Garage TypeFinished Garage
Pool TypePool with Hot Tub/Spa Pool Type
PorchOpen Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Account Number3860789
Street Address35548 SENECA RESERVE DR
CityEUSTIS
StateFL
Zip32736-5221
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTHE RESERVE AT LAKE SENECA PB 60 PG 82-85 LOT 20 ORB 5399 PG 647
Legal Range27E
Legal Township19S
Legal Section02
Legal SubdivisionSENECA
Legal TractA-I
Legal Lot Number20
JurisdictionLAKE FL
Minor Civil DivisionUMATILLA
Census Blockgroup1
Census Block1017
Census Tract30108

Owner

Source: Lake County records · APN 02-19-27-0010-000-02000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address35548 SENECA RESERVE DR, EUSTIS, FL 32736-5221
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jan 02, 2020Warranty Deed, Construction Loan · Building or Construction Mortgage
LAKE MI CU
Oct 15, 2019Trustee's Deed, Construction Loan · Building or Construction Mortgage
FIRST NAT'L BK/MT DORA
Mar 07, 2017Grant Deed, Transfer
UNITED STHRN BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 02, 2020 · Amount on Record
Deed SaleJan 02, 2020 · Amount on Record
Deed Doc Number2020000347
Deed Book / Page5399 / 0647
Record RefreshedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address35548 SENECA RESERVE DR, EUSTIS, FL 32736-5221
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address35548 SENECA RESERVE DR, EUSTIS, FL 32736-5221

Mortgage

Document Number0059150914
DateMar 14, 2022
Book Page5915/914
Instrument2022035143
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2052

January 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateJan 02, 2020
Property Address35548 SENECA RESERVE DR, EUSTIS, FL 32736-5221
Document Number0053990647
Book / Page005399 / 000647
Instrument DateDec 27, 2019
Instrument347
Transaction TypeConstruction Loan
Record UpdatedJan 20, 2020
Title CompanySEAPLANE TITLE LLC

Transaction

AmountAmount Recorded
Tax$840.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address912 INNOVATION WAY ALTAMONTE SPRINGS FL 327141845, ALTAMONTE SPRINGS, FL 32714-1845

Mortgage

Document Number53990649
DateJan 02, 2020
Book Page005399/000649
Instrument348
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2050

October 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionLAKE FL
Recording DateOct 15, 2019
Property Address35548 SENECA RESERVE DR, EUSTIS, FL 32736-5221
Document Number0053580191
Book / Page005358 / 000191
Instrument DateOct 10, 2019
Instrument116323
Transaction TypeConstruction Loan
Record UpdatedOct 25, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2104 S BAY ST EUSTIS FL 327266357, EUSTIS, FL 32726-6357

Mortgage

Document Number53580191
DateOct 15, 2019
Book Page005358/000191
Instrument116323
Lender
NameFIRST NAT'L BK/MT DORA
TypeBank
AddressPO BOX 95, MOUNT DORA, FL 32756-0095
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueOct 14, 2020

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE FL
Recording DateMar 07, 2017
Property Address35548 SENECA RESERVE DR, EUSTIS, FL 32736-5221
Document Number0049110523
Book / Page004911 / 000523
Instrument DateFeb 28, 2017
Instrument24293
Transaction TypeTransfer
Record UpdatedMar 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,060.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2104 S BAY ST EUSTIS FL 327266357, EUSTIS, FL 32726-6357
InvestorPossibly a Property Investor

Mortgage

Document Number49110526
DateMar 07, 2017
Book Page004911/000526
Instrument24295
Lender
NameUNITED STHRN BK
TypeBank
AddressUMATILLA, FL 32784
Special NotesLender is also the Seller
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$626,310 (+5.99%) Land $432,220 Building $194,090$976,950 (+41.86%) Land $432,220 Building $544,730
2024$8,495.00 (+6.33%)
2023$7,989.00 (+2.23%) Homeowner's exemption$590,940 (+3%)$688,667 (+2.39%) Land $147,767 Building $540,900
2022$7,815.00 Homeowner's exemption$573,730$672,604 Land $147,767 Building $524,837

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskModerate
above 64% of the US · above 40% of Florida
Wildfire LikelihoodAbout 1 in 336 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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