35515 Seneca Reserve Dr, Eustis, FL 32736 Property Records

Lake County property record for 35515 Seneca Reserve Dr, Eustis, FL 32736 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,559 sqft · built 2018
Lot Size	4.69 acres (204,296 sqft)
Owner	2 Individual Names on File
Last Sale	$99,900 (Sep 2017)
Tax Bill	$760 (2024)
Deeds & Mortgages	Feb 2026 Mortgage May 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`02-19-27-0010-000-01600`

Property Details

APN / Parcel Number

Primary APN	`02-19-27-0010-000-01600`
Alternative APN	`3860785`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,559 sqft Living Area
1st Floor Area	2,559 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	204,296 sqft (4.69 acres)
Garage Type	Detached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	731 sqft
Patio Area	610 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3860785
Street Address	35515 SENECA RESERVE DR
City	EUSTIS
State	FL
Zip	32736-5211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RESERVE AT LAKE SENECA PB 60 PG 82-85 LOT 16 ORB 4998 PG 811
Legal Range	27E
Legal Township	19S
Legal Section	02
Legal Subdivision	SENECA
Legal Tract	A-I
Legal Lot Number	16
Jurisdiction	LAKE FL
Township / Civil Division	UMATILLA
Census Block Group	1
Census Block	1017
Census Tract	30108

Owner

Source: Lake County records · APN 02-19-27-0010-000-01600

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · VA Mortgage FLO MORTGAGE LLC
May 24, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Feb 14, 2022	Deed of Trust, Mortgage · VA Mortgage APPROVED MORTGAGE SOURCE LLC
Jul 22, 2019	Deed of Trust, Mortgage · VA Mortgage APPROVED MORTGAGE SOURCE LLC
Aug 26, 2020	Deed of Trust, Mortgage · VA Mortgage APPROVED MORTGAGE SOURCE LLC
Mar 12, 2018	Loan Modification, Mortgage FIRST FSB/FL
Sep 07, 2017	Grant Deed, Subdivision Related Transfer · Construction Mortgage FIRST FSB/FL
Mar 07, 2017	Grant Deed, Transfer UNITED STHRN BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 07, 2017 · Amount on Record
Deed Sale	Sep 07, 2017 · Amount on Record
Deed Document Number	2017097179
Deed Book / Page	4998 / 0811
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211

Mortgage

Document Number	0066891329
Date	Feb 26, 2026
Book Page	6689/1329
Instrument	2026023621

Lender

Name	FLO MORTGAGE LLC
Type	Mortgage Company
Address	FLAGLER BEACH, FL 32136

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211
Transaction Type	Mortgage
Record Updated	Jun 06, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211

Mortgage

Document Number	0061471256
Date	May 24, 2023
Book Page	6147/1256
Instrument	2023061280

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 23, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	NOT AVAILABLE, MONUMENT TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211

Mortgage

Document Number	0058960439
Date	Feb 14, 2022
Book Page	5896/439
Instrument	2022020692

Lender

Name	APPROVED MORTGAGE SOURCE LLC
Type	Mortgage Company
Address	ORANGE CITY, FL 32763

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053131214
Date	Jul 22, 2019
Book Page	5313/1214
Instrument	2019081616

Lender

Name	APPROVED MORTGAGE SOURCE LLC
Type	Mortgage Company
Address	ORANGE CITY, FL 32763

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	NATIONS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211

Mortgage

Document Number	0055312020
Date	Aug 26, 2020
Book Page	5531/2020
Instrument	2020094086

Lender

Name	APPROVED MORTGAGE SOURCE LLC
Type	Mortgage Company
Address	ORANGE CITY, FL 32763

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211
Document Number	0050791206
Instrument Date	Mar 12, 2018
Transaction Type	Mortgage
Record Updated	Apr 02, 2018
Title Company	FIRST INT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	35515 SENECA RESERVE DR EUSTIS FL 32736, EUSTIS, FL 32736

Mortgage

Document Number	0050791206
Date	Mar 14, 2018
Book Page	005079/001206
Instrument	29142

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

September 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Sep 07, 2017
Property Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211
Document Number	0049980811
Book / Page	004998 / 000811
Instrument Date	Aug 29, 2017
Instrument	97179
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2017
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$699.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	938 UTE TRL PATRICK AIR FORCE BASE FL 329253160, PATRICK AIR FORCE BASE, FL 32925-3160

Mortgage

Document Number	49980813
Date	Sep 07, 2017
Book Page	004998/000813
Instrument	97180

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 06, 2047

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE FL
Recording Date	Mar 07, 2017
Property Address	35515 SENECA RESERVE DR, EUSTIS, FL 32736-5211
Document Number	0049110523
Book / Page	004911 / 000523
Instrument Date	Feb 28, 2017
Instrument	24293
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,060.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2104 S BAY ST EUSTIS FL 327266357, EUSTIS, FL 32726-6357
Investor	Possibly a Property Investor

Mortgage

Document Number	49110526
Date	Mar 07, 2017
Book Page	004911/000526
Instrument	24295

Lender

Name	UNITED STHRN BK
Type	Bank
Address	UMATILLA, FL 32784
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$402,610 (+5.98%)	$914,069 (+52.73%) Land $461,756 Building $452,313
2024	$760.00 (+33.33%)
2023	$570.00 (+41.44%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$379,880 (+29.88%)	$598,481 (+15.13%) Land $157,865 Building $440,616
2022	$403.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$292,480	$519,851 Land $157,865 Building $361,986

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120690301081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2008, rainfall accumulation, Tropical Storm Fay

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 365 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 16 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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