35545 Lower Loop Rd, Pacific City, OR 97135 Property Records

Tillamook County property record for 35545 Lower Loop Rd, Pacific City, OR 97135

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,234 sqft · built 1979
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$322,000 (Aug 2018)
Tax Bill	$3,318 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4S1030-AC-08100`

Property Details

APN / Parcel Number

Primary APN	`4S1030-AC-08100`
Alternative APN	`239600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,234 sqft Living Area
1st Floor Area	1,234 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1989
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Deck Area	88 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	239600
Old Parcel Number	4S1030AC08100
Street Address	35545 LOWER LOOP RD
City	PACIFIC CITY
State	OR
Zip	97135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PCW-R1
Legal Description	SUBD NAME: PACIFIC CITY HEIGHTS 1ST ADD BLK NO: 1 LOT NO: 3
Legal Range	10
Legal Township	04S
Legal Section	30
Legal Quarter	NE
Quarter-Quarter Section	SW
Legal Subdivision	PACIFIC CITY HEIGHTS 1ST ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	TILLAMOOK OR
Township / Civil Division	NESKOWIN
Census Block Group	1
Census Block	1047
Census Tract	960800

Owner

Source: Tillamook County records, as of January 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 729, PACIFIC CITY, OR 97135-0729
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 16, 2019	Deed of Trust, Mortgage · VA Mortgage BANK2
Aug 31, 2018	Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	1266539
Deed Book / Page	2018 / 5199
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	35545 LOWER LOOP RD, PACIFIC CITY, OR 97135
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010181
Date	Dec 13, 2021
Instrument	2021-10181

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TILLAMOOK OR
Property Address	35545 LOWER LOOP RD, PACIFIC CITY, OR 97135
Document Number	0000005712
Instrument Date	Sep 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 31, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35545 LOWER LOOP RD PACIFIC CITY OR 97135, PACIFIC CITY, OR 97135

Mortgage

Document Number	0000005712
Date	Sep 20, 2019
Instrument	5712

Lender

Name	BANK2
Type	Bank
Address	OKLAHOMA CITY, OK 73108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 19, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TILLAMOOK OR
Recording Date	Aug 31, 2018
Property Address	35545 LOWER LOOP RD, PACIFIC CITY, OR 97135
Document Number	0000005199
Instrument Date	Aug 31, 2018
Instrument	2018-005199
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35545 LOWER LP RD, PACIFIC CITY, OR 97135

Mortgage

Document Number	0000005200
Date	Aug 31, 2018
Instrument	2018-005200

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Tillamook County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Tillamook County
Unified School District	Nestucca Valley School District 101J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,318.00 (+5.53%)	$267,990 (+3%) Land $139,260 Building $128,730	$516,360 (-4.78%) Land $267,200 Building $249,160
2024	$3,144.00 (+0.67%)	$260,190 (+3%) Land $135,200 Building $124,990	$542,280 (+4.16%) Land $278,540 Building $263,740
2023	$3,123.00 (+3.65%)	$252,620 (+3%) Land $131,260 Building $121,360	$520,600 (+10.42%) Land $241,970 Building $278,630
2022	$3,013.00	$245,270 Land $127,440 Building $117,830	$471,480 Land $211,740 Building $259,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	74 (1981–2025)
Claims Outside the SFHA	3 of 74
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 4 claims High Winds, Severe Storms And Flooding, Feb 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACIFIC CITY JOINT WATER - SAN AUTH serves 1,000 people · EPA ID OR4100609
Water Source	Surface water
Last State Inspection	Oct 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Astound Broadband, T-Mobile, Verizon.

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