3554 Winthrop Ln, Frederick, MD 21704 Property Records

Frederick County property record for 3554 Winthrop Ln, Frederick, MD 21704 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details3.5 ba · 1,760 sqft · built 2002
Lot Size0.046 acres (2,000 sqft)
OwnerIndividual Name on File
Last Sale$222,675 (May 2002)
Tax Bill$6,157 (2025)
Deeds & MortgagesJan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-229992

Property Details

APN / Parcel Number

Primary APN07-229992
Alternative APNs
  • 7229992
  • 229992

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,760 sqft Living Area
1st Floor Area880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area2,000 sqft (0.046 acres)
Deck Area324 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number229992
Street Address3554 WINTHROP LN
CityFREDERICK
StateMD
Zip21704-7865
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLOT 413 SECTION K4 2,000 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC K4
Legal Lot Number413
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1016
Census Tract752202

Owner

Source: Frederick County records · APN 07-229992

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3554 WINTHROP LN, FREDERICK, MD 21704-7865
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2002 · Amount on Record
Deed SaleMay 16, 2002 · Amount on Record
Deed Document Number20023798
Deed Book / Page3146 / 1274
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address3554 WINTHROP LN, FREDERICK, MD 21704-7865
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0116170208
DateJan 13, 2017
Book Page11617/0208
Instrument11617-0208
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueDec 20, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$458,933 (+27.36%)$494,500 (+27.51%) Land $170,000 Building $324,500
2025$6,157.00 (+16.06%)
2023$5,305.00$360,333$387,800 Land $135,000 Building $252,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217522021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 378 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
VerizonFixed Wireless300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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