Frederick County property record for 3546 Winthrop Ln, Frederick, MD 21704 · Last verified April 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 2.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 2002 |
| Square Footage | 2,360 sqft Living Area |
| Lot Size | 2,850 sqft (0.065 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2019) |
| Tax Bill | $5,796.00 (2024) |
| Primary APN | 07-229763 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,360 sqft Living Area |
| 1st Floor | 880 sqft 1st Floor |
| Basement Area | 600 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Townhouse Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,850 sqft (0.065 acres) |
| Deck Area | 240 sqft Deck |
| Patio Area | 240 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 229763 |
|---|---|
| Street Address | 3546 WINTHROP LN |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7865 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 409 SECTION K4 2,850 SQ. FT. VILLAGES OF URBANA |
| Legal Subdivision | VILLAGES URBANA |
| Legal Lot Number | 409 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 7, URBANA |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 752202 |
Source: Frederick County records · APN 07-229763
Assessment roll updated August 4, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3546 WINTHROP LN, FREDERICK, MD 21704-7865 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Sole Owner |
| Date | Document |
|---|---|
| Sep 04, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC |
| Aug 13, 2019 | Deed, Transfer · Veterans Administration Mortgage NEWREZ LLC |
| Aug 15, 2017 | Grant Deed, Transfer NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on Record |
| Deed Sale | Aug 13, 2019 · Amount on Record |
| Prior Sale | Aug 08, 2007 · Amount on Record |
| Deed Book / Page | 13143 / 36 |
| Prior Transfer Date | Jan 21, 2010 |
| Prior Transfer Doc | 0076860174 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 3546 WINTHROP LN, FREDERICK, MD 21704-7865 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | ORANGE COAST LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0140460001 |
|---|---|
| Date | Sep 04, 2020 |
| Book Page | 14046/1 |
| Name | MORTGAGE SOLUTIONS OF COLORADO LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | May 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 13, 2019 |
| Property Address | 3546 WINTHROP LN, FREDERICK, MD 21704-7865 |
| Document Number | 0131430036 |
| Book / Page | 13143 / 0036 |
| Map Reference | MB 69 PL 162 |
| Instrument Date | Jul 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | JACQUIES TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,875.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3546 WINTHROP LN, FREDERICK, MD 21704-7865 |
| Document Number | 131430043 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 13143/0043 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 15, 2017 |
| Property Address | 3546 WINTHROP LN, FREDERICK, MD 21704-7865 |
| Document Number | 0119790256 |
| Book / Page | 011979 / 000256 |
| Instrument Date | Aug 04, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2017 |
| Title Company | LAKESIDE TITLE COMPANY INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $322.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 3542 WINTHROP LN FREDERICK MD 217047865, FREDERICK, MD 21704-7865 |
| Investor | Possibly a Property Investor |
| Document Number | 119790262 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 011979/000262 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2047 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $419,633 (+13.74%) | $481,900 (+24.04%) Land $170,000 Building $311,900 | |
| 2024 | $5,796.00 (+7.21%) | ||
| 2023 | $5,406.00 | $368,933 | $388,500 Land $135,000 Building $253,500 |
3546 Winthrop Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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