3554 Herd Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 3554 Herd Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,408 sqft · built 1954
Lot Size	2.35 acres (102,453 sqft)
Owner	Individual Name on File
Last Sale	$76,374 (Sep 2011)
Tax Bill	$2,702 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Apr 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-600-007-00`

Property Details

APN / Parcel Number

Primary APN	`010-600-007-00`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	2,408 sqft Living Area
1st Floor Area	2,408 sqft
Basement Area	1,973 sqft
Unfinished Basement	1,973 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	102,453 sqft (2.35 acres)
Lot Dimensions	621 ft deep x 165 ft wide
Garage Area	481 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3554 HERD RD
City	METAMORA
State	MI
Zip	48455-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6N R9E PINECREEK ACRES LOT 7.
Legal Subdivision	PINECREEK
Legal Lot Number	7
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2001
Census Tract	342000

Owner

3554 Herd Rd is owned and occupied by an individual who acquired it in August 2015.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	3554 HERD RD, METAMORA, MI 48455-9640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOP FLITE FINANCIAL INC
Apr 20, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2011 · Amount on File
Deed Sale	Sep 23, 2011 · Amount on File
Deed Book / Page	2519 / 920
Last Transfer Date	Aug 7, 2015
Transfer Doc	0027800980
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3554 HERD RD, METAMORA, MI 48455-9640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031050391
Date	Jun 5, 2020
Book Page	3105/391

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	3554 HERD RD, METAMORA, MI 48455-9640
Document Number	0030200486
Instrument Date	Apr 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3554 HERD RD METAMORA MI 484559640, METAMORA, MI 48455-9640

Mortgage

Document Number	0030200486
Date	May 1, 2019
Book Page	003020/000486

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3554 Herd Rd was $2,702 with a homeowner's exemption, up 4.2% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,600 (+11.57%)	$401,200 (+11.57%)
2025	$2,702.00 (+4.16%) Homeowner's exemption	$179,800	$359,600
2024	$2,594.00
2023		$159,500	$319,000
2022	$2,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3554 Herd Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3554 Herd Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

May also be available: Mercury Fiber, Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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