3540 Herd Rd, Metamora, MI 48455 Property Records

Lapeer County property record for 3540 Herd Rd, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft · built 1980
Lot Size	2.35 acres (102,453 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Apr 2018)
Tax Bill	$4,239 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage Jul 2017 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`010-600-006-00`

Property Details

APN / Parcel Number

Primary APN	`010-600-006-00`

Interior

Full Baths	1 Bath
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft
Flooring	Carpet

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	102,453 sqft (2.35 acres)
Lot Dimensions	621 ft deep x 165 ft wide
Garage Area	480 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3540 HERD RD
City	METAMORA
State	MI
Zip	48455-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T6N R9E PINE CREEK ACRES LOT #6.
Legal Subdivision	PINE CRK ACRES
Legal Lot Number	6
Jurisdiction	LAPEER MI
Township / Civil Division	HADLEY
Census Block Group	2
Census Block	2001
Census Tract	342000

Owner

Source: Lapeer County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3540 HERD RD, METAMORA, MI 48455-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2018	Warranty Deed, Transfer · Conventional Mortgage CASON HM LNS
Jul 3, 2017	Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2018 · Amount on Record
Deed Sale	Apr 4, 2018 · Amount on Record
Prior Sale	Apr 4, 2018 · Amount on Record
Deed Document Number	2018295300946
Deed Book / Page	2953 / 946
Prior Transfer Date	Jun 12, 2013
Prior Transfer Doc	0026500630
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 4, 2018
Property Address	3540 HERD RD, METAMORA, MI 48455-9640
Document Number	0029530946
Book / Page	002953 / 000946
Instrument Date	Mar 21, 2018
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	STERLING TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,425.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481 LAKE GEORGE RD OXFORD MI 483703124, OXFORD, MI 48370-3124

Mortgage

Document Number	29530947
Date	Apr 4, 2018
Book Page	002953/000947

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33418

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2048

July 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LAPEER MI
Recording Date	Jul 3, 2017
Property Address	3540 HERD RD, METAMORA, MI 48455-9640
Document Number	0029030235
Book / Page	002903 / 000235
Instrument Date	Jun 15, 2017
Instrument	562
Transaction Type	Construction Loan
Record Updated	Aug 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3540 HERD RD METAMORA MI 484559640, METAMORA, MI 48455-9640

Mortgage

Document Number	29030235
Date	Jul 3, 2017
Book Page	002903/000235
Instrument	562

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501-2848

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 2, 2018

Tax Assessment & Valuation

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Hadley Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,600 (+11.56%)	$301,200 (+11.56%)
2025	$4,239.00 (+14.44%)	$135,000 (+12.69%)	$270,000 (+12.69%)
2023		$119,800	$239,600
2022	$3,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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