3554 E Shaulis Rd, Waterloo, IA 50702 Property Records

Black Hawk County property record for 3554 E Shaulis Rd, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1948
Lot Size	1.92 acres (83,635 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Nov 2019)
Tax Bill	$3,522 (2025)
Deeds & Mortgages	May 2020 Construction Loan Apr 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`8812-18-201-010`

Property Details

APN / Parcel Number

Primary APN	`8812-18-201-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	760 sqft
Basement Area	190 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	83,635 sqft (1.92 acres)
Garage Type	Mixed
Garage Area	264 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Patio Area	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3554 E SHAULIS RD
City	WATERLOO
State	IA
Zip	50702-4730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED WLOO WEST PART NW NE SEC 18 T 88 R 12 DES AS COM AT A PT 33 FT S OF PT ON N LINE OF SEC THAT IS 288.5 FT E OF NW
Legal Range	12W
Legal Township	88N
Legal Section	18
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1031
Census Tract	2901

Owner

Source: Black Hawk County assessment roll, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3554 E SHAULIS RD, WATERLOO, IA 50702-4730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2020	Deed of Trust, Mortgage · Construction Mortgage VERIDIAN CU
Apr 20, 2022	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Nov 18, 2019	Warranty Deed, Transfer
Nov 18, 2019	Executor's Deed, Transfer · ARM VERIDIAN CREDIT UNION
Nov 18, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Deed Document Number	2019202000009211
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3554 E SHAULIS RD, WATERLOO, IA 50702-4730
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000019905
Date	May 15, 2020
Instrument	202000019905

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	366 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3554 E SHAULIS RD, WATERLOO, IA 50702-4730
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 E SHAULIS RD, WATERLOO, IA 50702-4730

Mortgage

Document Number	202200020450
Date	Apr 20, 2022
Instrument	202200020450

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3554 E SHAULIS RD, WATERLOO, IA 50702-4730
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 E SHAULIS RD, WATERLOO, IA 50702-4730

Mortgage

Document Number	202100017973
Date	Feb 25, 2021
Instrument	202100017973

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 18, 2019
Property Address	3554 E SHAULIS RD, WATERLOO, IA 50702-4730
Document Number	202000009211
Instrument Date	Nov 13, 2019
Instrument	202000009211
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 E SHAULIS RD, WATERLOO, IA 50702-4730

November 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 18, 2019
Property Address	3554 E SHAULIS RD, WATERLOO, IA 50702-4730
Document Number	202000009213
Instrument Date	Nov 7, 2019
Instrument	202000009213
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 E SHAULIS RD, WATERLOO, IA 50702-4730

Mortgage

Document Number	202000009217
Date	Nov 18, 2019
Instrument	202000009217

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Nov 1, 2030
Index	Other

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Nov 18, 2019
Property Address	3554 E SHAULIS RD, WATERLOO, IA 50702-4730
Document Number	202000009212
Instrument Date	Nov 7, 2019
Instrument	202000009212
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3554 E SHAULIS RD, WATERLOO, IA 50702-4730

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,522.00 Homeowner's exemption	$183,150 (+6.1%) Land $33,680 Building $149,470	$183,150 (+6.1%) Land $33,680 Building $149,470
2024	$3,522.00 (-16.62%)
2023		$172,620 (-12.71%) Land $33,680 Building $138,940	$172,620 (-12.71%) Land $33,680 Building $138,940
2022	$4,224.00 Homeowner's exemption	$197,760 Land $33,680 Building $164,080
2021			$197,760 Land $33,680 Building $164,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	118 (1978–2016)
Claims Outside the SFHA	11 of 118
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 39 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 14 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Telecommunications Utility Fiber	10,000 / 10,000
Metronet Holdings Fiber	5,120 / 5,120
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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