3541 E Shaulis Rd, Waterloo, IA 50702 Property Records

Black Hawk County property record for 3541 E Shaulis Rd, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,060 sqft · built 1976
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$105,000 (Sep 2007)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8812-07-452-002`

Property Details

APN / Parcel Number

Primary APN	`8812-07-452-002`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,060 sqft Living Area
1st Floor Area	1,060 sqft
Basement Area	1,060 sqft
Finished Basement	250 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	330 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Deck Area	280 sqft
Patio Area	280 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3541 E SHAULIS RD
City	WATERLOO
State	IA
Zip	50702-4729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED WATERLOO WEST S 150 FT E 60 FT W 144 FT OF SW SE LYING SW OF RR SEC 7 T 88 R 12
Legal Range	12W
Legal Township	88N
Legal Section	07
Legal Subdivision	UNPLATTED WATERLOO WEST
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1032
Census Tract	2901

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4881 TEXAS ST, WATERLOO, IA 50702-4741
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2025	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Feb 23, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2007 · Amount on Record
Deed Sale	Sep 4, 2007 · Amount on Record
Prior Sale	Jan 28, 2005 · Amount on Record
Deed Document Number	20072008005223
Last Transfer Date	Sep 13, 2024
Transfer Doc	0000020602
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3541 E SHAULIS RD, WATERLOO, IA 50702-4729
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 E SHAULIS RD, WATERLOO, IA 50702-4729

Mortgage

Document Number	0202517180
Date	Nov 21, 2025
Instrument	2025-17180

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	999 TECH ROW STE 200, MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Dec 1, 2065

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	3541 E SHAULIS RD, WATERLOO, IA 50702-4729
Transaction Type	Mortgage
Record Updated	Mar 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3541 E SHAULIS RD, WATERLOO, IA 50702-4729

Mortgage

Document Number	202300011685
Date	Feb 23, 2023
Instrument	202300011685

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	221 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,562.00 Homeowner's exemption	$138,380 (+7.85%) Land $12,240 Building $126,140	$138,380 (+7.85%) Land $12,240 Building $126,140
2024	$2,562.00 (-2.51%)
2023		$128,310 (-0.17%) Land $12,240 Building $116,070	$128,310 (-0.17%) Land $12,240 Building $116,070
2022	$2,628.00 Homeowner's exemption	$128,530 Land $12,240 Building $116,290
2021			$128,530 Land $12,240 Building $116,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Nearby Flood Policies	49 in force
Nearby Flood Claims	118 (1978–2016)
Claims Outside the SFHA	11 of 118
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 39 claims Severe Storms, Flooding, And Tornadoes, Jul 2010 · 14 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 51 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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