Hamilton County property record for 3550 Bayard Dr, Cincinnati, OH 45208 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 8,148 sqft · built 2000 |
| Lot Size | 0.994 acres (43,299 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $1,300,000 (Apr 2020) |
| Tax Bill | $40,602 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0A06-0252-00 |
| Primary APN | 039-0A06-0252-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 8,148 sqft Living Area |
| Gross Area | 11,479 sqft |
| 1st Floor Area | 2,742 sqft |
| 2nd Floor Area | 3,064 sqft |
| Attic | Attic |
| Attic Area | 1,989 sqft |
| Basement Area | 2,742 sqft |
| Finished Basement | 2,342 sqft |
| Unfinished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 43,299 sqft (0.994 acres) |
| Lot Dimensions | 281 ft deep x 118 ft wide |
| Garage Type | Attached |
| Garage Area | 942 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 663 sqft |
| Patio Area | 420 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3550 BAYARD DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NS BAYARD DR 0.9942 AC PT LOTS 10-11 KILGOUR ACRES SUB |
| Legal Subdivision | KILGOUR ACRES SUB |
| Legal Lot Number | 10-11 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 5100 |
Source: Hamilton County records · APN 039-0A06-0252-00
Assessment roll updated January 21, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3550 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 02, 2026 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK |
| Jan 30, 2024 | Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK & TRUST CO |
| Aug 02, 2023 | Intrafamily Transfer, Transfer |
| May 07, 2020 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Apr 06, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Apr 06, 2020 | Grant Deed, Transfer GENERAL ELECTRIC CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 06, 2020 · Amount on Record |
| Deed Sale | Apr 06, 2020 · Amount on Record |
| Prior Sale | Mar 03, 1998 · Amount on Record |
| Deed Document Number | 202032213 |
| Deed Book / Page | 14140 / 2226 |
| Last Transfer Date | Jul 31, 2023 |
| Transfer Doc | 0000053854 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 02, 2026 |
| Property Address | 3550 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Document Number | 0000043148 |
| Book / Page | 15678 / 1890 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202643148 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Address | 3550 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Document Number | 0000043148, |
|---|---|
| Date | Jun 02, 2026 |
| Book Page | 15678/1890 |
| Instrument | 202643148 |
| Name | STOCK YARDS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 15, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3550 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Transaction Type | Mortgage |
| Record Updated | Feb 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3550 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Document Number | 0000006436 |
|---|---|
| Date | Jan 30, 2024 |
| Book Page | 15092/983 |
| Instrument | 2024-0006436 |
| Name | STOCK YARDS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 22, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 02, 2023 |
| Property Address | 3550 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Document Number | 0000053854 |
| Book / Page | 14970 / 1682 |
| Map Reference | MB 28 PG 68&69 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023-0053854 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3550 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3550 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Document Number | 0000046036 |
| Instrument Date | May 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 35506 BAYARD DR CINCINNATI OH 45208, CINCINNATI, OH 45208 |
| Document Number | 0000046036 |
|---|---|
| Date | May 15, 2020 |
| Book Page | 014169/002880 |
| Instrument | 46036 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 06, 2020 |
| Property Address | 3550 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Document Number | 0000032213 |
| Book / Page | 014140 / 002226 |
| Instrument Date | Apr 01, 2020 |
| Instrument | 32213 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $16.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3550 BAYARD DR CINCINNATI OH 452081602, CINCINNATI, OH 45208-1602 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 06, 2020 |
| Property Address | 3550 BAYARD DR, CINCINNATI, OH 45208-1602 |
| Document Number | 0000032214 |
| Book / Page | 014140 / 002228 |
| Instrument Date | Apr 01, 2020 |
| Instrument | 32214 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3550 BAYARD DR CINCINNATI OH 452081602, CINCINNATI, OH 45208-1602 |
| Document Number | 32215 |
|---|---|
| Date | Apr 06, 2020 |
| Book Page | 014140/002230 |
| Instrument | 32215 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 05, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $40,602.00 (+3.14%) | $660,241 (+%) Land $189,963 Building $470,278 | $1,886,400 (-) Land $542,750 Building $1,343,650 |
| 2024 | $39,367.00 (-2.21%) | $660,239 (-) Land $189,962 Building $470,277 | |
| 2023 | $40,258.00 (+30.13%) | $660,239 (+45.11%) Land $189,962 Building $470,277 | $1,886,400 (+45.11%) Land $542,750 Building $1,343,650 |
| 2022 | $30,936.00 Homeowner's exemption | $455,001 Land $138,639 Building $316,362 | |
| 2020 | $1,300,000 Land $396,110 Building $903,890 |
Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610051002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2016, rainfall accumulation |
| Wildfire Risk | Low above 7% of the US · above 31% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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