3551 Harrow Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3551 Harrow Ave, Cincinnati, OH 45209

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2.5 ba · 1,602 sqft · built 1928
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$330,000 (Apr 2026)
Tax Bill	$6,867 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2022 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`051-0002-0035-00`

Property Details

APN / Parcel Number

Primary APN	`051-0002-0035-00`
Alternative APN	`45241226`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,602 sqft Living Area
Gross Area	2,381 sqft
1st Floor Area	801 sqft
2nd Floor Area	801 sqft
Basement Area	779 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	130 ft deep x 38 ft wide
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	126 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3551 HARROW AVE
City	CINCINNATI
State	OH
Zip	45209-1117
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	SF4
Legal Description	3551 HARROW AVE 38.89 X 130.56 IRR-PT LOT 9 GILMORE & BROTHERTON SUB
Legal Subdivision	GILMORE & BROTHERTON SUB
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1019
Census Tract	27600

Owner

3551 Harrow Ave, a residential property, is owned by a company that bought it in April 2026.

Source: Hamilton County records, as of May 26, 2026

Owner of Record	Company Name on File
Mailing Address	2559 MARSH AVE, A, CINCINNATI, OH 45212-4147
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Warranty Deed, Transfer CHICAGO TITLE COMPANY
Apr 7, 2022	Intrafamily Transfer, Transfer
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FIN'L CORP
Jun 5, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 14, 2017	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 17, 2026 · Amount on File
Deed Sale	Apr 17, 2026 · Amount on File
Prior Sale	Jul 14, 2017 · Amount on File
Deed Document Number	202629148
Deed Book / Page	15647 / 1343
Prior Transfer Date	Mar 22, 2022
Prior Transfer Doc	0000035672
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 17, 2026
Property Address	3551 HARROW AVE, CINCINNATI, OH 45209-1117
Document Number	0000029148
Book / Page	15647 / 1343
Instrument Date	Apr 16, 2026
Instrument	2026.29148
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$66,660.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2559 MARSH AVE, CINCINNATI, OH 45212-4147

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Apr 7, 2022
Property Address	3551 HARROW AVE, CINCINNATI, OH 45209-1117
Document Number	0000035672
Book / Page	14641 / 1463
Map Reference	MB 96 PG 21-24
Instrument Date	Mar 22, 2022
Instrument	2022-0035672
Transaction Type	Transfer
Record Updated	Jun 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	901 CORPORATE CENTER DR, POMONA, CA 91768-2642
Mail Care Of	LERETA LLC

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3551 HARROW AVE, CINCINNATI, OH 45209-1117
Document Number	0000058940
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4126 MALAER DR CINCINNATI OH 452416627, CINCINNATI, OH 45241-6627

Mortgage

Document Number	0000058940
Date	Jun 22, 2020
Book Page	014194/001374
Instrument	58940

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 5, 2020
Property Address	3551 HARROW AVE, CINCINNATI, OH 45209-1117
Document Number	0000052981
Book / Page	014183 / 002594
Instrument Date	May 29, 2020
Instrument	52981
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4126 MALAER DR CINCINNATI OH 452416627, CINCINNATI, OH 45241-6627

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 6, 2020
Property Address	3551 HARROW AVE, CINCINNATI, OH 45209-1117
Document Number	0000022249
Book / Page	014119 / 000143
Instrument Date	Feb 25, 2020
Instrument	22249
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4126 MALAER DR CINCINNATI OH 452416627, CINCINNATI, OH 45241-6627

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 14, 2017
Property Address	3551 HARROW AVE, CINCINNATI, OH 45209-1117
Document Number	0000063325
Book / Page	013459 / 000047
Instrument Date	Jun 9, 2017
Instrument	63325
Transaction Type	Transfer
Record Updated	Sep 6, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$729.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 HARROW AVE CINCINNATI OH 452091117, CINCINNATI, OH 45209-1117

Mortgage

Document Number	63326
Date	Jul 14, 2017
Book Page	013459/000050
Instrument	63326

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 13, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3551 Harrow Ave was $6,867, up 0.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,867.00 (+0.15%)	$108,347 (+%) Land $37,027 Building $71,320	$309,560 Land $105,790 Building $203,770
2024	$6,857.00 (-0.17%)	$108,345 (-) Land $37,026 Building $71,319
2023	$6,869.00 (+14.58%)	$108,345 (+27.39%) Land $37,026 Building $71,319	$309,560 Land $105,790 Building $203,770
2022	$5,995.00	$85,050 Land $22,211 Building $62,839
2020			$243,000 Land $63,460 Building $179,540

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3551 Harrow Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3551 Harrow Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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