3544 Harrow Ave, Cincinnati, OH 45209 Property Records

Hamilton County property record for 3544 Harrow Ave, Cincinnati, OH 45209

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,071 sqft · built 1937
Lot Size	0.112 acres (4,922 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Jan 1994)
Tax Bill	$4,493 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`051-0002-0131-00`

Property Details

APN / Parcel Number

Primary APN	`051-0002-0131-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,071 sqft Living Area
1st Floor Area	1,071 sqft
Attic	Attic
Attic Area	1,071 sqft
Basement Area	1,071 sqft

Exterior

Year Built	Built 1937
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	4,922 sqft (0.112 acres)
Lot Dimensions	111 ft deep x 41 ft wide
Garage Type	Basement
Garage Area	1 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3544 HARROW AVE
City	CINCINNATI
State	OH
Zip	45209-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3544 HARROW AVE 40.50 X 111.79 IRR PT LOT 9 GILMORE & BROTHERTON
Legal Subdivision	GILMORE & BROTHERTON
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1020
Census Tract	27600

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3544 HARROW AVE, CINCINNATI, OH 45209-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 1994 · Amount on Record
Deed Sale	Jan 4, 1994 · Amount on Record
Deed Document Number	714202
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3544 HARROW AVE, CINCINNATI, OH 45209-1118
Document Number	0000005506
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 HARROW AVE CINCINNATI OH 452091118, CINCINNATI, OH 45209-1118

Mortgage

Document Number	0000005506
Date	Jan 13, 2021
Book Page	014333/001658
Instrument	5506

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 12, 2036

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,493.00 (+3.15%)	$72,940 (+%) Land $36,823 Building $36,117
2024	$4,356.00 (-2.22%)	$72,939 (-) Land $36,823 Building $36,116
2023	$4,455.00 (-0.29%)	$72,939 (+11.14%) Land $36,823 Building $36,116	$208,400 (+11.15%) Land $105,210 Building $103,190
2022	$4,468.00 Homeowner's exemption	$65,626 Land $22,089 Building $43,537
2020			$187,500 Land $63,110 Building $124,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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