3551 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3551 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,747 sqft · built 2011
Lot Size	0.145 acres (6,325 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Apr 2023)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2024 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-19-602`

Property Details

APN / Parcel Number

Primary APN	`304-19-602`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,747 sqft Living Area
1st Floor Area	1,137 sqft
2nd Floor Area	1,610 sqft

Exterior

Year Built	Built 2011
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,325 sqft (0.145 acres)
Parking Spaces	3 Parking Spaces
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3551 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKEVIEW TRAILS NORTH AT MORRISON RANCH MCR 818-15
Legal Range	06E
Legal Township	01S
Legal Section	14
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	LAKEVIEW TRAILS NORTH AT MORRISON RANCH
Legal Lot Number	577
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2006
Census Tract	422658

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3551 E PALO VERDE ST, GILBERT, AZ 85296-1853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Oct 15, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC
Apr 21, 2023	Deed, Transfer PRODIGY TITLE AGENCY INC, PROPY T&E AGCY INC AZ
Apr 21, 2023	Warranty Deed, Transfer · Conventional Mortgage BARRETT FINANCIAL GROUP LLC
Oct 13, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage INTERCONTINENTAL CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Prior Sale	Apr 21, 2023
Deed Document Number	0000205550
Last Transfer Date	Oct 15, 2024
Transfer Doc	0000546508
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3551 E PALO VERDE ST, GILBERT, AZ 85296-1853
Transaction Type	Mortgage
Record Updated	Mar 24, 2026
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 E PALO VERDE ST, GILBERT, AZ 85296-1853

Mortgage

Document Number	0000658932
Date	Nov 13, 2025
Instrument	20250658932

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company
Address	HUNT VALLEY, MD 21031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 15, 2024
Property Address	3551 E PALO VERDE ST, GILBERT, AZ 85296-1853
Document Number	0000546508
Map Reference	MB 818 PG 15
Instrument Date	Oct 8, 2024
Instrument	20240546508
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	NVR TITLE, NAVI TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 E PALO VERDE ST, GILBERT, AZ 85296-1853

Mortgage

Document Number	0000546509
Date	Oct 15, 2024
Instrument	20240546509

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2054

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 21, 2023
Property Address	3551 E PALO VERDE ST, GILBERT, AZ 85296-1853
Document Number	0000205551
Map Reference	MB 818 PG 15
Instrument Date	Apr 20, 2023
Instrument	20230205551
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	PRODIGY TITLE AGENCY INC, PROPY T&E AGCY INC AZ

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	730 W DERRINGER WAY, CHANDLER, AZ 85286-1871

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 21, 2023
Property Address	3551 E PALO VERDE ST, GILBERT, AZ 85296-1853
Document Number	0000205550
Map Reference	MB 818 PG 15
Instrument Date	Apr 19, 2023
Instrument	20230205550
Transaction Type	Transfer
Record Updated	Mar 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4086 E BERNICE ST, GILBERT, AZ 85295-0374

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 E PALO VERDE ST, GILBERT, AZ 85296-1853

Mortgage

Document Number	0000205552
Date	Apr 21, 2023
Instrument	20230205552

Lender

Name	BARRETT FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 13, 2020
Property Address	3551 E PALO VERDE ST, GILBERT, AZ 85296-1853
Document Number	0000974711
Map Reference	MB 818 PG 15
Instrument Date	Aug 15, 2020
Instrument	20200974711
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	VANTAGE POINT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3551 E PALO VERDE ST, GILBERT, AZ 85296-1853

Mortgage

Document Number	0000974712
Date	Oct 13, 2020
Instrument	20200974712

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,550 (+2.95%)	$585,500 (+2.95%) Land $117,100 Building $468,400
2025	$2,833.00 (+3.62%)
2024		$56,870	$568,700 Land $113,700 Building $455,000
2023	$2,734.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile.

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