3544 E Palo Verde St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 3544 E Palo Verde St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,747 sqft · built 2011
Lot Size	0.145 acres (6,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Nov 2020)
Tax Bill	$3,029 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Sep 2017 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`304-19-595`

Property Details

APN / Parcel Number

Primary APN	`304-19-595`
Alternative APN	`304195950`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,747 sqft Living Area
Gross Area	2,851 sqft
1st Floor Area	1,137 sqft
2nd Floor Area	1,610 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	6,325 sqft (0.145 acres)
Parking Spaces	3 Parking Spaces
Pool Area	398 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	3544 E PALO VERDE ST
City	GILBERT
State	AZ
Zip	85296-1854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LAKEVIEW TRAILS NORTH AT MORRISON RANCH MCR 818-15
Legal Range	6E
Legal Township	1S
Legal Section	14
Legal Subdivision	LAKEVIEW TRAILS NORTH AT MORRISON RANCH
Legal Lot Number	570
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2004
Census Tract	422658

Owner

Source: Maricopa County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3544 E PALO VERDE ST, GILBERT, AZ 85296-1854
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2020	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL INC
Sep 16, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	20201113264
Prior Transfer Date	Nov 5, 2020
Prior Transfer Doc	0001113264
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 13, 2020
Property Address	3544 E PALO VERDE ST, GILBERT, AZ 85296-1854
Document Number	0001113264
Map Reference	MB 818 PG 15
Instrument Date	Nov 5, 2020
Instrument	20201113264
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	MAGNUS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	700 E INDIAN WELLS PL, 700, CHANDLER, AZ 85249-6955

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3544 E PALO VERDE ST, GILBERT, AZ 85296-1854

Mortgage

Document Number	0001113265
Date	Nov 13, 2020
Instrument	20201113265

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3544 E PALO VERDE ST, GILBERT, AZ 85296-1854
Document Number	0000745315
Instrument Date	Sep 16, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3544 E PALO VERDE ST GILBERT AZ 852961854, GILBERT, AZ 85296-1854

Mortgage

Document Number	0000745315
Date	Oct 9, 2017
Instrument	745315

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,470 (+58.84%)	$614,700 (+3.8%) Land $122,900 Building $491,800
2025	$3,029.00 (+3.73%)	$38,700 (-35.34%)	$592,200 (-1.05%) Land $118,400 Building $473,800
2024		$59,850	$598,500 Land $119,700 Building $478,800
2023	$2,920.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink, T-Mobile.

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