3520 E Osceola Rd, Geneva, FL 32732 Property Records

Seminole County property record for 3520 E Osceola Rd, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,818 sqft · built 2020
Lot Size	8 acres (348,480 sqft)
Owner	Individual Name on Record
Last Sale	$132,500 (Sep 2017)
Tax Bill	$6,007 (2025)
Deeds & Mortgages	Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`25-19-32-300-003A-0000`

Property Details

APN / Parcel Number

Primary APN	`25-19-32-300-003A-0000`
Alternative APN	`193225300003A0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,818 sqft Living Area
1st Floor Area	2,818 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	348,480 sqft (8 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3520 E OSCEOLA RD
City	GENEVA
State	FL
Zip	32732-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A5
Legal Description	SEC 25 TWP 19S RGE 32E THAT PT OF W 1/2 OF N 1/2 OF GOVT LOT 3 LYING S OF OSCEOLA RD
Legal Range	32E
Legal Township	19S
Legal Section	25
Legal Subdivision	ACREAGE & UNREC
Legal Tract	300
Legal Block	3
Legal Lot Number	3
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2002
Census Tract	21201

Owner

Source: Seminole County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3520 E OSCEOLA RD, GENEVA, FL 32732-9420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2017 · Amount on Record
Deed Sale	Sep 22, 2017 · Amount on Record
Prior Sale	Apr 1, 2015 · Amount on Record
Deed Document Number	201795623
Transfer Doc	3132000977
Record Updated	Oct 29, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Sep 22, 2017
Property Address	3520 E OSCEOLA RD, GENEVA, FL 32732-9420
Document Number	0089930860
Book / Page	008993 / 000860
Instrument Date	Sep 19, 2017
Instrument	95623
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	CAPITAL LAND SETTLEMENTS

Transaction

Amount	Amount Recorded
Tax	$927.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3520 E OSCEOLA RD GENEVA FL 32732, GENEVA, FL 32732

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,007.00 (+8.8%) Homeowner's exemption	$457,747 (+5.99%)	$481,806 (+8.4%) Land $164,000 Building $317,806
2023	$5,521.00 (+2.47%) Homeowner's exemption	$431,889 (+3%)	$444,453 (+0.68%) Land $144,000 Building $300,453
2022	$5,388.00 Homeowner's exemption	$419,310	$441,467 Land $144,000 Building $297,467

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 82% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMON BLUFF WATER ASSOCIATION private · serves 201 people · EPA ID FL3640748
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000