3551 Cayuga, Flagstaff, AZ 86005 Property Records

Coconino County property record for 3551 Cayuga, Flagstaff, AZ 86005

Property Summary

Property Type	Rural Home
Details	1,329 sqft · built 2005
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Oct 2019)
Tax Bill	$2,537 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`115-08-052B`

Property Details

APN / Parcel Number

Primary APN	`115-08-052B`
Alternative APN	`R0316379`

Interior

Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,329 sqft Living Area
1st Floor Area	1,329 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Wood
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Terrain	Gentle Slope
Garage Type	Built-in
Garage Area	438 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0316379
Street Address	3551 CAYUGA
City	FLAGSTAFF
State	AZ
Zip	86005-4005
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SUBDIVISION: MOUNTAINAIRE UNIT 02 LOT: 301 SIXTEENTH: NE QUARTER: SW SECTION: 28 TOWNSHIP: 20N RANGE: 07E
Legal Range	07E
Legal Township	20N
Legal Section	28
Legal Subdivision	MOUNTAINAIRE UNIT 02
Legal Lot Number	301
Jurisdiction	COCONINO AZ
Township / Civil Division	FLAGSTAFF
Census Block Group	1
Census Block	1019
Census Tract	1500

Owner

Source: Coconino County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3551 CAYUGA, FLAGSTAFF, AZ 86005-4005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ONEAZ CU
Oct 25, 2019	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2019 · Amount on Record
Deed Sale	Oct 25, 2019 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Deed Document Number	20193856319
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCONINO AZ
Property Address	3551 CAYUGA, FLAGSTAFF, AZ 86005-4005
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003914627
Date	May 7, 2021
Instrument	3914627

Lender

Name	ONEAZ CU
Type	Credit Union
Address	FLAGSTAFF, AZ 86001

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COCONINO AZ
Recording Date	Oct 25, 2019
Property Address	3551 CAYUGA, FLAGSTAFF, AZ 86005-4005
Document Number	0003856319
Map Reference	CASE 1 MAP 115
Instrument Date	Sep 16, 2019
Instrument	3856319
Transaction Type	Transfer
Record Updated	Oct 28, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	427 ASH ST, 427, BEAUFORT, SC 29906-4563

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	351 CAYUGA, FLAGSTAFF, AZ 86005

Mortgage

Document Number	0003856320
Date	Oct 25, 2019
Instrument	3856320

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Coconino County
Unified School District	Flagstaff Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,062 (-2.86%) Land $11,475 Building $34,587
2025	$2,537.00 (+14.43%)	$47,419 (+0.62%)	$474,187 (+0.62%) Land $134,620 Building $339,567
2024		$47,128 Land $13,462 Building $33,666
2023	$2,217.00 Homeowner's exemption		$471,278 Land $134,620 Building $336,658

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Feb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 78% of Arizona
Wildfire Likelihood	0.9% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDEROSA UTILITY CORP private · serves 1,585 people · EPA ID AZ0403018
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jul 2024 Coliform assessment Oct 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cayuga

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