3523 Cayuga, Flagstaff, AZ 86005 Property Records

Coconino County property record for 3523 Cayuga, Flagstaff, AZ 86005

Property Summary

Property TypeSingle Family Home
Details1,716 sqft · built 1983
Lot Size0.55 acres (23,958 sqft)
Owner2 Owner Names on Record
Tax Bill$3,170 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN115-08-046D

Property Details

APN / Parcel Number

Primary APN115-08-046D
Alternative APN
  • R1376040

Interior

Stories2 Stories
Building Area1,716 sqft Living Area
Gross Area1,724 sqft
1st Floor Area970 sqft

Exterior

Year BuiltBuilt 1983
Exterior MaterialSiding
Construction TypeSteel Frame
Lot Area23,958 sqft (0.55 acres)
Garage TypeDetached
Garage Area576 sqft
Patio Area352 sqft

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Account NumberR1376040
Street Address3523 CAYUGA
CityFLAGSTAFF
StateAZ
Zip86005-4005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: MOUNTAINAIRE UNIT 02 LOT: 296 THRU:- LOT: 299 , , , POR LOTS 295-299; FROM THE SW COR LOT 299, TPOB; TH N 00-03-
Legal Range07E
Legal Township20N
Legal Section28
Legal SubdivisionMOUNTAINAIRE UNIT 02
Legal Lot Number295&299
JurisdictionCOCONINO AZ
Township / Civil DivisionFLAGSTAFF
Census Block Group1
Census Block1019
Census Tract1500

Owner

Source: Coconino County records, as of November 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address3523 CAYUGA, FLAGSTAFF, AZ 86005-4005
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 13, 2014
Transfer Doc0003706667
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOCONINO AZ
Property Address3523 CAYUGA, FLAGSTAFF, AZ 86005-4005
Transaction TypeMortgage
Record UpdatedOct 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3523 CAYUGA, FLAGSTAFF, AZ 86005-4005
InvestorPossibly a Property Investor

Mortgage

Document Number0004025863
DateOct 2, 2025
Instrument4025863
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 19, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Coconino County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyCoconino County
Unified School DistrictFlagstaff Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$55,485 (-3.66%) Land $17,145 Building $38,340
2025$3,170.00 (+14.44%) Homeowner's exemption$554,856 (-3.66%) Land $171,454 Building $383,402
2024$57,593 Land $20,171 Building $37,422
2023$2,770.00 Homeowner's exemption$575,926 Land $201,710 Building $374,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (1993)
Most Recent ClaimFeb 1993 · Severe Storms, Tornadoes & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 86% of the US · above 78% of Arizona
Wildfire Likelihood0.9% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPONDEROSA UTILITY CORP
private · serves 1,585 people · EPA ID AZ0403018
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jul 2024
Coliform assessment
Oct 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable
940 / 35
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cayuga

Nearby Streets

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