3550 SE 38th St, Ocala, FL 34480 Property Records

Marion County property record for 3550 SE 38th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,514 sqft · built 1980
Lot Size	2.39 acres (104,108 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3142-021-000`

Property Details

APN / Parcel Number

Primary APN	`3142-021-000`
Alternative APNs	`0721158000` `721158`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,514 sqft Living Area
Gross Area	3,679 sqft
1st Floor Area	2,514 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Modern
Exterior Material	Combination
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	104,108 sqft (2.39 acres)
Lot Dimensions	630 ft deep x 165 ft wide
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	390 sqft
Deck Area	Deck Area
Patio Area	60 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Storage Building	77 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3550 SE 38TH ST
City	OCALA
State	FL
Zip	34480-7013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A3
Legal Description	SEC 34 TWP 15 RGE 22 PLAT BOOK B PAGE 222 FLORIDA ORANGE GROVE LOT 21 EX RD
Legal Range	22E
Legal Township	15S
Legal Section	34
Legal Subdivision	FLORIDA ORANGE GROVE
Legal Lot Number	21
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1000
Census Tract	2302

Owner

3550 SE 38th St is owned and occupied by two individuals who acquired it in February 2019.

Source: Marion County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3550 SE 38TH ST, OCALA, FL 34480-7013
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Feb 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage RAYMOND JAMES BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 21, 2019
Transfer Doc	0069211320
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	3550 SE 38TH ST, OCALA, FL 34480-7013
Transaction Type	Mortgage
Record Updated	Apr 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3550 SE 38TH ST, OCALA, FL 34480-7013

Mortgage

Document Number	0074160520
Date	Mar 24, 2021
Book Page	7416/520
Instrument	2021037852

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Feb 27, 2019
Property Address	3550 SE 38TH ST, OCALA, FL 34480-7013
Document Number	0069211320
Book / Page	6921 / 1320
Map Reference	MB B PG 222
Instrument Date	Feb 21, 2019
Instrument	2019019858
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	AFFILIATED TTL OF CTRL FL LT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3550 SE 38TH ST, 3550, OCALA, FL 34480-7013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3550 SE 38TH ST, OCALA, FL 34480-7013

Mortgage

Document Number	2019019859
Date	Feb 27, 2019
Instrument	2019019859

Lender

Name	RAYMOND JAMES BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3550 SE 38th St was $3,347 with a homeowner's exemption.

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,347.00 Homeowner's exemption	$224,707	$382,988 Land $109,940 Building $273,048
2023	$3,012.00 (+2.8%) Homeowner's exemption	$212,014 (+3%) Land $100,380 Building $111,634	$372,005 (+3.21%) Land $100,380 Building $271,625
2022	$2,930.00 Homeowner's exemption	$205,839	$360,431 Land $107,550 Building $252,881

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3550 SE 38th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3550 SE 38th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100

May also be available: Hotwire Communications, Metronet, Verizon.

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