3474 SE 38th St, Ocala, FL 34480 Property Records

Marion County property record for 3474 SE 38th St, Ocala, FL 34480

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,024 sqft · built 1989
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,147 (2025)
Deeds & Mortgages	Apr 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`3142-020-001`

Property Details

APN / Parcel Number

Primary APN	`3142-020-001`
Alternative APN	`2347813000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,024 sqft Living Area
1st Floor Area	2,024 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2014
Exterior Material	Combination
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	54,450 sqft (1.25 acres)
Lot Dimensions	660 ft deep x 82 ft wide

Exterior Amenities

Pool Area	1,476 sqft
Porch	Open Porch
Porch Area	324 sqft
Deck Area	816 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	2347813000
Old Parcel Number	3142020001
Street Address	3474 SE 38TH ST
City	OCALA
State	FL
Zip	34480-8455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1;R1
Legal Description	SEC 34 TWP 15 RGE 22
Legal Range	22E
Legal Township	15S
Legal Section	34
Legal Subdivision	FLORIDA ORANGE GROVE
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	1
Census Block	1000
Census Tract	2302

Owner

3474 SE 38th St is owned and occupied by two individuals who acquired it in September 2020.

Source: Marion County records, as of January 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3474 SE 38TH ST, OCALA, FL 34480-8455
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2020
Deed Sale	Sep 1, 2020
Deed Document Number	0007281846
Record Updated	Jun 8, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MARION FL
Property Address	3474 SE 38TH ST, OCALA, FL 34480-8455
Document Number	0071880464
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3474 SE 38TH ST OCALA FL 344808455, OCALA, FL 34480-8455

Mortgage

Document Number	0071880464
Date	May 12, 2020
Book Page	007188/000464
Instrument	49175

Lender

Name	WELLS FARGO BK
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 11, 2060

Interest

Rate	2%

Tax Assessment & Valuation

The 2025 property tax bill for 3474 SE 38th St was $2,147 with a homeowner's exemption.

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,147.00 Homeowner's exemption	$144,489 Land $57,500 Building $86,989	$301,061 Land $57,500 Building $243,561
2023	$1,885.00 (+1.95%) Homeowner's exemption	$136,327 (+3%) Land $52,500 Building $83,827	$284,594 (+7.93%) Land $52,500 Building $232,094
2022	$1,849.00 Homeowner's exemption	$132,356	$263,694 Land $56,250 Building $207,444

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3474 SE 38th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3474 SE 38th St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: CenturyLink, Verizon.

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