3550 River Summit Trl, Duluth, GA 30097 Property Records

Gwinnett County property record for 3550 River Summit Trl, Duluth, GA 30097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,246 sqft · built 1995
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,000 (Feb 2024)
Tax Bill	$6,083 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`7-204-469`

Property Details

APN / Parcel Number

Primary APN	`7-204-469`
Alternative APNs	`R7204-469` `2288914`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,246 sqft Living Area
Gross Area	2,687 sqft
1st Floor Area	1,123 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Terrain	High
View / Lot	Primary
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3550 RIVER SUMMIT TRL
City	DULUTH
State	GA
Zip	30097-2274
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	L14 BH SUMMIT AT RIVERBROOKE #5
Legal Subdivision	BH SUMMIT AT RIVERBROOKE
Legal Block	H
Legal Lot Number	14
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	3
Census Block	3011
Census Tract	50235

Owner

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3550 RIVER SUMMIT TRL, DULUTH, GA 30097-2274
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Warranty Deed, Transfer · FHA Mortgage SOUTHEAST MORTGAGE
Jul 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 29, 2020	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG
Feb 13, 2020	Warranty Deed, Transfer SERVICELINK
Dec 12, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2024 · Amount on Record
Deed Sale	Feb 14, 2024 · Amount on Record
Prior Sale	Jun 24, 2020 · Amount on Record
Deed Book / Page	61044 / 874
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 14, 2024
Property Address	3550 RIVER SUMMIT TRL, DULUTH, GA 30097-2274
Document Number	0610440874
Book / Page	61044 / 874
Instrument Date	Feb 12, 2024
Transaction Type	Transfer
Record Updated	Mar 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3550 RIVER SUMMIT TRL, DULUTH, GA 30097-2274

Mortgage

Document Number	0061044875
Date	Feb 14, 2024
Instrument	61044/875

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2054

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 29, 2020
Property Address	3550 RIVER SUMMIT TRL, DULUTH, GA 30097-2274
Document Number	0577080001
Book / Page	057708 / 000001
Instrument Date	Jun 24, 2020
Transaction Type	Transfer
Record Updated	Aug 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3550 RIVER SUMMIT TRL DULUTH GA 300972274, DULUTH, GA 30097-2274

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Jul 29, 2020
Property Address	3550 RIVER SUMMIT TRL, DULUTH, GA 30097-2274
Document Number	0577070894
Book / Page	057707 / 000894
Instrument Date	May 24, 2020
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1172 LAKE WASHINGTON DR LAWRENCEVILLE GA 300434167, LAWRENCEVILLE, GA 30043-4167

Mortgage

Document Number	577070897
Date	Jul 29, 2020
Book Page	057707/000897

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 13, 2020
Property Address	3550 RIVER SUMMIT TRL, DULUTH, GA 30097-2274
Document Number	0572480001
Book / Page	057248 / 000001
Instrument Date	Dec 27, 2019
Transaction Type	Transfer
Record Updated	Feb 27, 2020
Title Company	SERVICELINK

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GWINNETT GA
Recording Date	Dec 12, 2019
Property Address	3550 RIVER SUMMIT TRL, DULUTH, GA 30097-2274
Document Number	0571020027
Book / Page	057102 / 000027
Instrument Date	Dec 3, 2019
Transaction Type	Foreclosure
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$231.98
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3550 RIVER SUMMIT TRL DULUTH GA 300972274, DULUTH, GA 30097-2274

Tax Assessment & Valuation

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Municipality	Duluth City
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,083.00 (+9.05%)	$192,520 (+10.77%) Land $34,000 Building $158,520	$481,300 (+10.77%) Land $85,000 Building $396,300
2023	$5,578.00	$173,800 Land $38,000 Building $135,800
2022			$434,500 Land $95,000 Building $339,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020–2023)
Most Recent Claim	Aug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GWINNETT CO. DEPT. OF WATER RESOURCES serves 975,000 people · EPA ID GA1350004
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

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