3540 River Summit Trl, Duluth, GA 30097 Property Records

Gwinnett County property record for 3540 River Summit Trl, Duluth, GA 30097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,083 sqft · built 1995
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$141,000 (Dec 1998)
Tax Bill$450 (2025)
Flood ZoneZone X (minimal risk)
APN7-204-470

Property Details

APN / Parcel Number

Primary APN7-204-470
Alternative APNs
  • R7204-470
  • 2288922

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,083 sqft Living Area
Gross Area2,483 sqft
1st Floor Area753 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Lot Area8,276 sqft (0.19 acres)
TerrainHigh
View / LotPrimary
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3540 RIVER SUMMIT TRL
CityDULUTH
StateGA
Zip30097-2274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionL15 BH SUMMIT AT RIVERBROOKE #5
Legal SubdivisionBH SUMMIT AT RIVERBROOKE
Legal BlockH
Legal Lot Number15
JurisdictionGWINNETT GA
Township / Civil DivisionSUWANEE-DULUTH
Census Block Group3
Census Block3011
Census Tract50235

Owner

3540 River Summit Trl is owned and occupied by two individuals who bought it in December 1998.

Source: Gwinnett County records, as of May 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3540 RIVER SUMMIT TRL, DULUTH, GA 30097-2274
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 23, 1998 · Amount on File
Deed SaleDec 23, 1998 · Amount on File
Prior SaleFeb 6, 1996 · Amount on File
Deed Book / Page17417 / 264
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3540 River Summit Trl was $450.

Source: Gwinnett County assessment roll, as of November 17, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyGwinnett County
MunicipalityDuluth City
Unified School DistrictGwinnett County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$450.00$171,720 Land $34,000 Building $137,720$429,300 Land $85,000 Building $344,300
2023$3,058.00$153,720 Land $38,000 Building $115,720
2022$384,300 Land $95,000 Building $289,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3540 River Summit Trl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims2 (2020–2023)
Most Recent ClaimAug 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3540 River Summit Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGWINNETT CO. DEPT. OF WATER RESOURCES
serves 975,000 people · EPA ID GA1350004
Water SourceSurface water
Last State InspectionJan 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on River Summit Trl

Nearby Streets

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