3550 Bluff View Dr, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3550 Bluff View Dr, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,340 sqft · built 1979
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$380,000 (Aug 2023)
Tax Bill$4,563 (2025)
Deeds & MortgagesAug 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN584520A002

Property Details

APN / Parcel Number

Primary APN584520A002
Alternative APN
  • 3-0133-5181-00-0002.0000000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,340 sqft Living Area
1st Floor Area1,458 sqft
Basement Area1,404 sqft
Finished Basement1,264 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Architectural StyleOther
Exterior MaterialSiding
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area45 sqft
Patio Area500 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number584520A002
Old Parcel Number584520A002
Street Address3550 BLUFF VIEW DR
CitySAINT CHARLES
StateMO
Zip63303-6663
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionBLUFFS #1 LOT 2
Legal Range04E
Legal Township46N
Legal SubdivisionBLUFFS #1
Legal Lot Number2
JurisdictionST CHARLES MO
Township / Civil DivisionHARVESTER
Census Block Group4
Census Block4004
Census Tract311148

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3550 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6663
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2023 · Amount on Record
Deed SaleAug 22, 2023 · Amount on Record
Prior SaleMay 13, 2020
Deed Document Number0202333816
Deed Book / Page2023 / 33816
Record UpdatedJun 8, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 22, 2023
Property Address3550 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6663
Document Number0000033816
Map ReferenceMB 19 PG 188
Instrument DateAug 16, 2023
Instrument2023R-033816
Transaction TypeTransfer
Record UpdatedJan 17, 2024

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2939 TWIN RIDGE DR, SAINT CHARLES, MO 63301-3732

Transferred To (Grantee/Buyer)

NameVerified Name
Address3550 BLUFF VIEW DR, SAINT CHARLES, MO 63303-6663

Mortgage

Document Number0000033817
DateAug 22, 2023
Instrument2023R-033817
Lender
NameFIRST STATE BANK OF ST CHARLES MO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,563.00 (+22.23%)$76,079 (+21.97%)$400,415 (+21.97%) Land $100,000 Building $300,415
2023$62,373 (+11.42%)
2022$3,733.00$55,980$328,280 (+11.42%) Land $100,000 Building $228,280
2021$294,629 Land $100,000 Building $194,629

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people · EPA ID MO6010716
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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