3550 4th St, Sparks, NV 89431 Property Records

Washoe County property record for 3550 4th St, Sparks, NV 89431

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,350 sqft · built 1965
Lot Size0.173 acres (7,579 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (May 2017)
Tax Bill$1,054 (2025)
Deeds & MortgagesMar 2021 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028-022-09

Property Details

APN / Parcel Number

Primary APN028-022-09
Alternative APN
  • 52571

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Stories1 Story
Building Area1,350 sqft Living Area
1st Floor Area1,350 sqft

Exterior

Year BuiltBuilt 1965
Exterior MaterialWood
Construction TypeFrame
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area7,579 sqft (0.173 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area288 sqft
Deck Area240 sqft
Patio Area240 sqft

Utilities, Heating & Cooling

Heating SystemForced Air
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number52571
Street Address3550 4TH ST
CitySPARKS
StateNV
Zip89431-1227
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-6
Legal DescriptionSIERRA ESTATES 4B LOT 1 BLK H
Legal Range20
Legal Township20
Legal SubdivisionSIERRA ESTATES UNIT NO 4B
Legal BlockH
Legal Lot Number1
JurisdictionWASHOE NV
Township / Civil DivisionSPARKS
Census Block Group1
Census Block1001
Census Tract2901

Owner

3550 4th St is owned and occupied by an individual who bought it in May 2017.

Source: Washoe County records, as of January 8, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address3550 4TH ST, SPARKS, NV 89431-1227
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
SUMMIT FUNDING INC
May 5, 2017Bargain and Sale Deed, Transfer · Conventional Mortgage
SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2017 · Amount on File
Deed SaleMay 5, 2017 · Amount on File
Prior SaleOct 25, 2016 · Amount on File
Deed Document Number4702100
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHOE NV
Property Address3550 4TH ST, SPARKS, NV 89431-1227
Transaction TypeMortgage
Record UpdatedApr 6, 2021
Title CompanyWESTERN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005155558
DateMar 19, 2021
Instrument5155558
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
AddressSACRAMENTO, CA 95815
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

May 2017: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWASHOE NV
Recording DateMay 5, 2017
Property Address3550 4TH ST, SPARKS, NV 89431-1227
Document Number0004702100
Instrument DateMay 5, 2017
Instrument4702100
Transaction TypeTransfer
Record UpdatedFeb 10, 2022
Title CompanyWESTERN TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,025.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address3550 4TH ST, SPARKS, NV 89431-1227

Mortgage

Document Number0004702101
DateMay 5, 2017
Instrument4702101
Lender
NameSUMMIT FUNDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3550 4th St was $1,054.

Source: Washoe County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNevada
CountyWashoe County
MunicipalitySparks City
Unified School DistrictWashoe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,054.00$56,222 Land $36,715 Building $19,507$160,634 Land $104,900 Building $55,734
2023$992.00$52,714 Land $34,930 Building $17,784$150,612 Land $99,800 Building $50,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3550 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3550 4th St is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 53% of the US · lower than 70% of Nevada
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRUCKEE MEADOWS WATER AUTHORITY
serves 442,000 people · EPA ID NV0000190
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Net NV
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hot Spot Broadband
Fixed Wireless
100 / 50
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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