Washoe County property record for 3545 4th St, Sparks, NV 89431
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 988 sqft · built 1965 |
| Lot Size | 0.138 acres (6,011 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $410,000 (Dec 2025) |
| Tax Bill | $576 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-024-02 |
| Primary APN | 028-024-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 988 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,011 sqft (0.138 acres) |
| Porch | Concrete/Metal Slab |
| Porch Area | 36 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3545 4TH ST |
|---|---|
| City | SPARKS |
| State | NV |
| Zip | 89431-1265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-6 |
| Legal Description | SIERRA ESTATES 4-B LT 5 BLK C |
| Legal Subdivision | SIERRA ESTATES UNIT NO 4B |
| Legal Block | C |
| Legal Lot Number | 5 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | SPARKS |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 2901 |
Source: Washoe County records, as of January 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3545 4TH ST, SPARKS, NV 89431-1265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 17, 2025 | Bargain and Sale Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Feb 16, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| May 25, 2022 | Bargain and Sale Deed, Transfer STEWART TITLE, STEWART TITLE COMPANY NV |
| Apr 13, 2021 | Transfer on Death Deed, Transfer |
| Apr 13, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2025 · Amount on Record |
| Deed Sale | Dec 17, 2025 · Amount on Record |
| Prior Sale | Feb 16, 2023 · Amount on Record |
| Deed Document Number | 20255589405 |
| Prior Transfer Date | Apr 17, 1995 |
| Prior Transfer Doc | 0001887034 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Dec 17, 2025 |
| Property Address | 3545 4TH ST, SPARKS, NV 89431-1265 |
| Document Number | 0005589405 |
| Map Reference | FILE 24689 |
| Instrument Date | Dec 8, 2025 |
| Instrument | 5589405 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Title Company | TICOR TITLE OF NEVADA, TICOR TITLE OF NEVADA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,681.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 585 SONORA PASS CT, SPARKS, NV 89436-1814 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3545 4TH ST, SPARKS, NV 89431-1265 |
| Document Number | 0005589406 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 5589406 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Feb 16, 2023 |
| Property Address | 3545 4TH ST, SPARKS, NV 89431-1265 |
| Document Number | 0005363647 |
| Map Reference | FILE 28518 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 5363647 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2023 |
| Title Company | TOIYABE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,414.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6770 S MCCARRAN BLVD, RENO, NV 89509-6176 |
| Name | Verified Name |
|---|---|
| Address | 3545 4TH ST, SPARKS, NV 89431-1265 |
| Document Number | 0005363648 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 5363648 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Number | 0005363649 |
|---|---|
| Date | Feb 16, 2023 |
| Instrument | 5363649 |
| Name | NEVADA HOUSING DIVISION |
|---|---|
| Type | Government Agency |
| Address | CARSON CITY, NV 89706 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | May 25, 2022 |
| Property Address | 3545 4TH ST, SPARKS, NV 89431-1265 |
| Document Number | 0005305913 |
| Map Reference | FILE 28518 |
| Instrument Date | May 17, 2022 |
| Instrument | 5305913 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2022 |
| Title Company | STEWART TITLE, STEWART TITLE COMPANY NV |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,307.90 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5151 CACTUS THORN, 5151, SAN ANTONIO, TX 78253-5552 |
| Name | Verified Name |
|---|---|
| Address | 6770 S MCCARRAN BLVD, RENO, NV 89509-6176 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Apr 13, 2021 |
| Property Address | 3545 4TH ST, SPARKS, NV 89431-1265 |
| Document Number | 0005165501 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 5165501 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 3545 4TH ST, SPARKS, NV 89431-1265 |
| Investor | Possibly a Property Investor |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Apr 13, 2021 |
| Property Address | 3545 4TH ST, SPARKS, NV 89431-1265 |
| Document Number | 0005165261 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 5165261 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 3545 4TH ST, SPARKS, NV 89431-1265 |
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Sparks City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $50,126 (-0.23%) Land $36,540 Building $13,586 | ||
| 2025 | $576.00 (-20.99%) | $50,241 (+6.36%) Land $36,715 Building $13,526 | $143,546 (+6.36%) Land $104,900 Building $38,646 |
| 2023 | $729.00 | $47,238 Land $34,930 Building $12,308 | $134,966 (+60.7%) Land $99,800 Building $35,166 |
| 2021 | $83,987 Land $56,100 Building $27,887 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Nevada |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures